Mubite Review 2026

All fees are one-time. One-Step Lite at $49 for $5K is the cheapest full fee, which puts it among the cheapest prop firm challenges we track. Only Two-Step Pro refunds the fee, with your first reward payout. The One-Step fees are not refunded. [S1]

Nitro (pay after you pass)

List prices on mubite.com/en/challenge-prices on November 7, 2026, before any code. Mubite's FAQ quotes older ranges, such as One-Step at $45 to $1,199 and Instant at $112.50 to $4,999; we used the price cards. Add-ons (10% more profit split, 2% more maximum drawdown, a lower Phase 1 target) and challenge resets exist, but their prices are not published. Refunds are only possible within 7 days of registration and before any trade. [S1, S5, S6]

All three evaluations use a static maximum loss measured from the starting balance, so the floor does not trail as you make profit. See trailing versus static drawdown for why that matters. The daily loss floor is set from your equity at 00:00 UTC, and floating losses count toward both limits. A breach sets the account to failed automatically. [S2, S4]

Mubite's FAQ disagrees with this grid in places. One answer gives One-Step a 4% daily loss rather than 3%, and another asks for 10 valid trading days on One-Step and 10 plus 3 on Two-Step, while a third says trading days are not required on any plan. The rules page and price cards show the figures in the table. Ask support to confirm in writing before you buy. [S2, S4]

There is also a 3% risk-per-trade rule on every phase: no trade may realise a loss above 3% of the equity you had when you opened it, counting partial closes together. Mubite checks this once a day, so a breach can be flagged up to 48 hours after the trade closed. [S2, S4]

Nitro is a one-step evaluation where you pay $19.90 to start and the rest only if you pass. You then have 5 days to pay the activation fee, or you lose the funded account. If you fail, you owe nothing more. [S1, S2, S4]

Mubite gives two answers on Nitro payout timing. The price cards and rules page say the first payout is on demand once eligible; the Nitro payout FAQ says 14 days must pass after your first trade. [S1, S2, S3]

Instant Pro and Instant Lite skip the evaluation, so you start on a simulated funded account and pay more for it. Both use what Mubite calls Smart Drawdown: the floor starts below your balance and, once equity first reaches +5%, locks at 5% below that equity level for good. After each payout it is recalculated to 5% below the new balance. [S1, S2, S3, S4]

The Instant Lite example on the rules page uses a 10% starting floor, while the price card and comparison table say 8%. We used 8%. [S1, S2]

On the evaluation programs, the first payout is available on demand once you meet the payout rules, then every 14 days. Instant accounts wait until +5% and 14 days after the first trade. Every payout needs closed positions, approved KYC and at least $50, and you cannot trade while a request is under review. [S2, S3]

The main limit is the payout cap. Each request can include at most 2.5% of the starting balance on payout 1, rising by 0.5% per payout to 5% on payout 6, with no cap from payout 7. On a $100,000 account at 80%, the first payout is at most $2,000. Profit above the cap stays on the account for later. [S2, S3]

A Funded Score above the limit does not end the account; it delays the payout until more profitable days bring it down. Separately, the terms let Mubite "approve, defer, limit, or adjust" a withdrawal when profits look concentrated, which leaves room for discretion at payout time. [S3, S6]

You choose Bybit or Cleo at checkout. On Bybit you create a demo subaccount and connect it to Mubite with read-write API keys; orders are simulated against live Bybit conditions. Cleo is a dedicated simulator that uses Binance market data and needs no API keys. [S9]

One FAQ answer suggests traders in Bybit-restricted countries can use a VPN. Bybit can close accounts that misstate location, so use Cleo if Bybit is not available where you live. [S2, S4, S5, S6, S9]

Our Mubite code is PFR. It is partner-supplied: Mubite's PFR partner page says the partner discount is already applied, but neither page states the amount, and we have not tested the code at checkout. Confirm the final price before you pay. PropFirmReviews earns a commission when you use it or buy through our link. Separately, Mubite gives a 20% discount to traders who complete its free trial; that is the firm's own offer. [S11, S5]

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