Closed — no longer operating
Vault Funder is winding down. In a notice sent to clients on 30 July 2026, chief executive Chris Dicks said the firm had concluded its operating model was no longer viable and would stop rather than keep selling evaluations it might not be able to honour. Sales of new challenges stopped on 28 July 2026, and all accounts closed to new trading on 30 July 2026.
The firm says active challenges, evaluations and funded accounts are being refunded in full regardless of performance, and that funded traders will be paid any profit they had earned but not yet withdrawn. Clients were told to expect a second email within 48 business hours containing a secure claim form.
Vault Funder says it will never ask for banking details by email reply, WhatsApp or social media, and that anyone requesting a release fee is running a scam. Its stated contact address is support@vaultfunder.trade. We have kept this review online for reference and removed our links to the firm.
Rating Breakdown
Pros
- Unlimited time limit to pass the two-phase challenge
- 330 Trustpilot reviews, predominantly positive, with reviewers reporting no declined payouts so far
- Expert Advisors permitted
- Scaling plan up to $1M with 25% increases after meeting profit and payout conditions
- Support specifically praised as clear and top-level in reviews
- Reasonably priced entry, from $60 for a $5,000 account before any discount
Cons
- Not a regulated broker, and no license or regulator information is publicly available
- Sources disagree on the exact profit split, 80% in one detailed breakdown versus 90% in another summary
- Has not claimed its profile on at least one prop firm aggregator
- Spreads, commissions, and news trading rules are not disclosed on the firm’s own site per third-party sources
- Only crypto is accepted as a payout method, even though crypto is not a tradable instrument on the platform
Account Sizes and Pricing
A $10,000 tier is also available at $120. Every tier shares the same 10% Phase 1 and 5% Phase 2 profit targets.
Challenge Rules
| Evaluation type | Two-phase |
| Phase 1 target | 10% |
| Phase 2 target | 5% |
| Total loss limit | 10%, equity and balance based |
| Daily loss limit | 5% |
| Min. trading days | 5 |
| Time limit | Unlimited |
| Leverage | 1:100 |
| Expert Advisors | Allowed |
Payouts and Scaling
| Profit split | Sources conflict: 80% per one detailed breakdown, 90% per another summary. Confirm directly before purchasing. |
| Payout frequency | Every 30 days |
| Payout method | Crypto only |
| Scaling plan | Up to $1,000,000, with 25% increases after 10% profit over 3 months plus three payouts |
| Platform | MetaTrader |
| Instruments | Forex, indices, commodities (no crypto trading, despite crypto being the only payout method) |
Our Verdict
Vault Funder is a South African CFD prop firm with a genuinely trader-friendly evaluation structure. The unlimited time limit removes deadline pressure entirely, and permitting Expert Advisors is a real plus for anyone running automated or semi-automated strategies. With 330 Trustpilot reviews mostly positive, and reviewers specifically noting no declined payouts so far, the early trust signal here is stronger than most firms of this size.
That said, there are real gaps worth being clear-eyed about. Vault Funder is not a regulated broker, and at least one prop firm aggregator lists it as having not claimed its own profile, with spreads, commissions, and news trading rules left undisclosed. None of that is unusual for a firm at this scale in CFD prop trading, but it does mean you are relying more heavily on the Trustpilot track record than on independently verifiable terms.
The profit split is a specific point of confusion. One detailed rules breakdown lists an 80% split, while another summary cites 90%. We were not able to resolve which figure is current, so treat this as something to confirm directly at checkout rather than assume from either source.
The 5% daily loss limit and 10% total loss limit are standard for the category, and the scaling plan up to $1 million with 25% increases gives a real path forward for consistently profitable traders. Vault Funder is worth considering if the no-time-limit structure and EA support matter to your trading style, but confirm the profit split and read the payout terms carefully given the gaps in publicly available information.
Vault Funder Discount Code
Read the closure noticeAlternatives to Vault Funder
Firms in the same category with a comparable score, each offering something Vault Funder does not.
- Prop Shop Trader scores 6.2 and offers end-of-day drawdown and news trading allowed.
- W Funded scores 6.2 and offers no consistency rule and a static drawdown.
- Trio Funded scores 6.2 and offers a static drawdown and news trading allowed.
Frequently Asked Questions
Is Vault Funder legit?
Vault Funder has 330 Trustpilot reviews, predominantly positive, with traders citing clearly explained rules and reporting no declined payouts so far. It is not a regulated broker and has not claimed its profile on at least one third-party prop firm aggregator, which is worth knowing, though neither issue is unusual for a firm at this size in the CFD prop trading space.
What is Vault Funder’s profit split?
Sources disagree here. One detailed rules breakdown lists an 80% split, while another summary cites 90%. We could not resolve which is current at the time of writing, so confirm the exact split directly with Vault Funder before purchasing a challenge.
Does Vault Funder have a time limit on its challenge?
No. Vault Funder’s two-phase challenge has an unlimited time limit, so there is no deadline pressure to hit the profit target.
Can I use Expert Advisors on Vault Funder?
Yes, Expert Advisors (EAs) are permitted on Vault Funder accounts.
Is Vault Funder still selling challenges?
No. Vault Funder stopped selling challenges on 28 July 2026 and closed all accounts to new trading on 30 July 2026, as part of a wind-down announced by chief executive Chris Dicks. The firm says all active challenges, evaluations and funded accounts are being refunded in full, and that earned profit will be paid out.
Ready to try Vault Funder?
Vault Funder has closed. Refunds and earned profit are being paid to clients directly by the firm.
Vault Funder has closed