Vault 
Funder Review 2026
6.2 out of 10
The short answer
Vault Funder built a sizeable trader feedback record on Trustpilot during its operating years, separate from the events around its shutdown. The firm carried 351 Trustpilot reviews at a strong average, and most traders praised responsive support, tight spreads on forex and synthetics, and rules they found easy to follow. Alongside that, a smaller but recurring group of reviews described the same problem: traders who passed the challenge and reached funded status had accounts deactivated or payouts withheld over rules that were not clear before purchase, most often the news-trading restriction and undisclosed per-trade risk caps, plus disputes over gold slippage triggering what traders called soft breaches. Vault Funder replied to several of these reviews, pointing to its legal documents and denying hidden rules.
How the 6.2 adds up
4 plans, from $60
A $10,000 tier is also available at $120. Every tier shares the same 10% Phase 1 and 5% Phase 2 profit targets.
Challenge rules
Challenge Rules
| Evaluation type | Two-phase |
| Phase 1 target | 10% |
| Phase 2 target | 5% |
| Total loss limit | 10%, equity and balance based |
| Daily loss limit | 5% |
| Min. trading days | 5 |
| Time limit | Unlimited |
| Leverage | 1:100 |
| Expert Advisors | Allowed |
Our verdict: 6.2 out of 10
Vault Funder is a South African CFD prop firm with a genuinely trader-friendly evaluation structure. The unlimited time limit removes deadline pressure entirely, and permitting Expert Advisors is a real plus for anyone running automated or semi-automated strategies. With 330 Trustpilot reviews mostly positive, and reviewers specifically noting no declined payouts so far, the early trust signal here is stronger than most firms of this size.
That said, there are real gaps worth being clear-eyed about. Vault Funder is not a regulated broker, and at least one prop firm aggregator lists it as having not claimed its own profile, with spreads, commissions, and news trading rules left undisclosed. None of that is unusual for a firm at this scale in CFD prop trading, but it does mean you are relying more heavily on the Trustpilot track record than on independently verifiable terms.
The profit split is a specific point of confusion. One detailed rules breakdown lists an 80% split, while another summary cites 90%. We were not able to resolve which figure is current, so treat this as something to confirm directly at checkout rather than assume from either source.
The 5% daily loss limit and 10% total loss limit are standard for the category, and the scaling plan up to $1 million with 25% increases gives a real path forward for consistently profitable traders. Vault Funder is worth considering if the no-time-limit structure and EA support matter to your trading style, but confirm the profit split and read the payout terms carefully given the gaps in publicly available information.
Vault Funder in numbers
- Account Sizes
- $5K to $100K
- Entry Price
- From $60
- Profit Target
- 10% / 5%
- Drawdown
- 10% total, 5% daily
- Min. Trading Days
- 5
- Time Limit
- Unlimited
- Payout Frequency
- Every 30 days
- Scaling
- Up to $1M
Two-phase challenge
$5,000 account, before discount
Phase 1 / Phase 2
Equity and balance based
Across both phases
No deadline to pass
On funded accounts
25% increases after conditions met
6 pros, 5 cons
Pros
- Unlimited time limit to pass the two-phase challenge
- 330 Trustpilot reviews, predominantly positive, with reviewers reporting no declined payouts so far
- Expert Advisors permitted
- Scaling plan up to $1M with 25% increases after meeting profit and payout conditions
- Support specifically praised as clear and top-level in reviews
- Reasonably priced entry, from $60 for a $5,000 account before any discount
Cons
- Not a regulated broker, and no license or regulator information is publicly available
- Sources disagree on the exact profit split, 80% in one detailed breakdown versus 90% in another summary
- Has not claimed its profile on at least one prop firm aggregator
- Spreads, commissions, and news trading rules are not disclosed on the firm’s own site per third-party sources
- Only crypto is accepted as a payout method, even though crypto is not a tradable instrument on the platform
Payouts and trading conditions
Payouts and Scaling
| Profit split | Sources conflict: 80% per one detailed breakdown, 90% per another summary. Confirm directly before purchasing. |
| Payout frequency | Every 30 days |
| Payout method | Crypto only |
| Scaling plan | Up to $1,000,000, with 25% increases after 10% profit over 3 months plus three payouts |
| Platform | MetaTrader |
| Instruments | Forex, indices, commodities (no crypto trading, despite crypto being the only payout method) |
More on Vault Funder
Vault Funder Discount Code
3 alternatives to Vault Funder
Firms in the same category with a comparable score, each offering something Vault Funder does not.
Prop Shop Trader7.4scores 7.4 and offers end-of-day drawdown and news trading allowed.
W Funded6.1scores 6.1 and offers no consistency rule and a static drawdown.
Trio Funded6.4scores 6.4 and offers a static drawdown and news trading allowed.
Is Vault Funder legit?
Vault Funder has 330 Trustpilot reviews, predominantly positive, with traders citing clearly explained rules and reporting no declined payouts so far. It is not a regulated broker and has not claimed its profile on at least one third-party prop firm aggregator, which is worth knowing, though neither issue is unusual for a firm at this size in the CFD prop trading space.
What is Vault Funder’s profit split?
Sources disagree here. One detailed rules breakdown lists an 80% split, while another summary cites 90%. We could not resolve which is current at the time of writing, so confirm the exact split directly with Vault Funder before purchasing a challenge.
Does Vault Funder have a time limit on its challenge?
No. Vault Funder’s two-phase challenge has an unlimited time limit, so there is no deadline pressure to hit the profit target.
Can I use Expert Advisors on Vault Funder?
Yes, Expert Advisors (EAs) are permitted on Vault Funder accounts.
Is Vault Funder still selling challenges?
No. Vault Funder stopped selling challenges on 28 July 2026 and closed all accounts to new trading on 30 July 2026, as part of a wind-down announced by chief executive Chris Dicks. The firm says all active challenges, evaluations and funded accounts are being refunded in full, and that earned profit will be paid out.
Ready to try Vault Funder?
Vault Funder has closed. Refunds and earned profit are being paid to clients directly by the firm.
Vault Funder has closed