Finotive Funding is a Dubai-based CFD prop firm founded in April 2021 and backed by FSC-regulated broker Finotive Markets. It offers 1-step and 2-step challenges from $25, instant funding without evaluation, and a Pro account that pays a 1% monthly salary from day one of funding. As of July 2026, the firm has paid out $20M+ to over 70,000 users. Use code FIRST25 for 25% off your first challenge.
Rating Breakdown
Pros
- One of the lowest entry prices in the industry — 2-step challenges from $25
- Static, balance-based drawdown on all account types — no trailing reductions
- No consistency rule on standard 1-step and 2-step challenges
- Weekly payouts on challenge and standard instant funding accounts
- First payout on demand after meeting minimum profitable days
- Pro account earns 1% monthly salary from day one of funded status
- Pro account reaches 100% profit split after 30 funded days
- Scaling path up to $5.4M across 4 cycles (90-day reviews)
- Backed by FSC-regulated broker Finotive Markets
- $20M+ verified payouts; 70,000+ users; 5+ years in operation
Cons
- Behavioral payout clauses (directional flip, profit concentration) have led to documented payout reductions
- Notional volume limit applies to all accounts — unusual rule not common at competing firms
- Only 2 platforms (MT5 and Match Trader) vs competitors offering 4 or more
- Weekend holding restricted on instant funding accounts without a paid add-on
- Pro accounts require consistency maintenance after 30 days — volume and trade count must stay within 25% of challenge averages
- Instant Funding Lite pays bi-weekly, not weekly
- Inactivity for 30 days results in account closure with no refund
- Micro-duration trading (over 50% of trades under 2 minutes) triggers a hard breach
Account Plans and Pricing
1-Step Challenge Rules
| Evaluation type | One-step |
| Account sizes | $2,500 / $5,000 / $10,000 / $25,000 / $50,000 / $100,000 / $200,000 |
| Prices (USD) | $35 / $50 / $80 / $200 / $355 / $580 / $1,160 |
| Profit target | 10% |
| Daily loss limit | 4.0% (static, EOD balance-based; resets 5 PM NY time) |
| Max drawdown | 7.5% static (balance-based) |
| Max drawdown type | Static — does not trail up with profits |
| Time limit | None |
| Min. trading days | Minimum profitable days required (each day must show 0.5%+ gain) |
| Consistency rule | None |
| Notional volume limit | 5,000% of account size |
| Profit split | 80% |
| First payout | On demand after minimum profitable days met |
| Payout cycle | Weekly (every 7 days) after first payout |
| Fee refund | Returned with first payout |
| Weekend holding | Allowed |
2-Step Challenge Rules
| Evaluation type | Two-step (Step 1 + Step 2) |
| Account sizes | $2,500 / $5,000 / $10,000 / $25,000 / $50,000 / $100,000 / $200,000 |
| Prices (USD) | $25 / $45 / $80 / $205 / $400 / $555 / $895 |
| Step 1 profit target | 7.5% |
| Step 2 profit target | 5% |
| Daily loss limit | 4.5% (static, EOD balance-based) |
| Max drawdown | 9.0% static (balance-based) |
| Max drawdown type | Static — does not trail up with profits |
| Time limit | None |
| Min. trading days | Minimum profitable days required (each day must show 0.5%+ gain) |
| Consistency rule | None |
| Notional volume limit | 5,000% of account size |
| Profit split | 80% |
| First payout | On demand after minimum profitable days met |
| Payout cycle | Weekly (every 7 days) after first payout |
| Fee refund | Returned with first payout |
| Weekend holding | Allowed |
Instant Funding Rules
| Types | Standard and Lite |
| Account sizes (Standard) | $2,500 / $5,000 / $10,000 / $25,000 / $50,000 / $100,000 |
| Prices Standard (USD) | $105 / $205 / $399 / $949 / $1,399 / $2,699 |
| Prices Lite (USD) | $55 / $95 / $189 / $449 / $699 / $1,199 |
| Profit target | N/A — no evaluation required |
| Daily loss limit (Standard) | 3.5% static |
| Daily loss limit (Lite) | 3.0% static |
| Max drawdown (Standard) | 7.0% static |
| Max drawdown (Lite) | 6.0% static |
| Floating drawdown threshold | 1.5% (soft warning at 1.0%) |
| Consistency rule | None |
| Profit split (Standard) | 75% |
| Profit split (Lite) | 70% |
| Payout cycle (Standard) | On demand, then every 7 days |
| Payout cycle (Lite) | On demand, then every 14 days |
| Weekend holding | Not allowed by default — paid add-on available |
Finotive Pro Rules
| Types | 1-Step Pro and 2-Step Pro |
| Account sizes | $50,000 / $100,000 / $200,000 |
| Prices (1-Step Pro) | $514 / $914 / $1,799 |
| Prices (2-Step Pro) | $469 / $744 / $1,484 |
| 1-Step profit target | 10% |
| 2-Step targets | 7.5% (Step 1) + 5% (Step 2) |
| Daily loss limit (1-Step) | 4.0% static |
| Daily loss limit (2-Step) | 5.0% static |
| Max drawdown (1-Step) | 8.0% static |
| Max drawdown (2-Step) | 10.0% static |
| Notional volume limit | 2,000% (stricter than standard accounts) |
| Consistency rule | Required after 30 funded days — weekly trade count and volume must stay within 25% of challenge averages |
| Quarterly profit target | 5% every 90 days; failure downgrades to Standard Funded |
| Monthly salary | 1% of account size per month, accrued daily from day 1 of funding |
| Profit split | 80% base, scaling to 100% after 30 funded days |
| Fee refund | Returned after first 30 days of funded status in profit |
Payouts
| First payout | On demand after meeting minimum profitable days requirement |
| Default cycle (challenges) | Weekly (every 7 days) after first payout |
| Default cycle (Instant Standard) | Weekly (every 7 days) |
| Default cycle (Instant Lite) | Bi-weekly (every 14 days) |
| Payout processor | Finotive Pay (internal wallet) |
| Withdrawal methods | Revolut, Crypto, Bank Wire, SEPA, IBAN |
| Minimum withdrawal | $10 (or currency equivalent) |
| Profit split (standard) | 80% on challenge accounts; 75% Instant Standard; 70% Instant Lite |
| Max profit split | 100% (Pro accounts after 30 funded days; scaling program) |
| KYC required | Yes, before first payout |
| Total paid | $20M+ to 70,000+ users (as of July 2026) |
Trading Conditions
| Platforms | MetaTrader 5 (MT5) and Match Trader |
| Instruments | Forex, metals, indices, energy, crypto, stocks (CFDs) |
| Forex leverage (1-step) | Up to 1:50 |
| Forex leverage (2-step) | Up to 1:100 |
| Forex leverage (Instant) | Up to 1:33 |
| Metals leverage (1-step) | Up to 1:10 |
| Metals leverage (2-step) | Up to 1:20 |
| Indices leverage | 1:5 (1-step) / 1:10 (2-step) |
| Crypto leverage | 1:2 on challenge accounts; 1:1 on Instant |
| Commissions (FX) | $5/lot (challenge/instant) · $4/lot (Pro) |
| Commissions (metals) | $6/lot (challenge/instant) · $5/lot (Pro) |
| News trading | Allowed — no straddling (simultaneous buy+sell around news) |
| Expert Advisors (EAs) | Allowed — no HFT, arbitrage, or latency abuse |
| Martingale / grid strategies | Prohibited |
| Copy trading | Own strategy only — no external signal copying or social platforms |
| Hedging | Within same account only — cross-account hedging prohibited |
| Weekend holding (challenges) | Allowed |
| Weekend holding (instant) | Not allowed without paid add-on |
| Micro-duration trading | Hard breach if over 50% of trades close under 2 minutes, or over 30% of profit from trades under 2 minutes |
| Inactivity rule | Account closed after 30 consecutive inactive days (no refund) |
| Scaling plan | Every 90 days: +30% balance and +5% profit split (up to 100%) — max allocation $5.4M |
Our Verdict
Finotive Funding has built one of the most accessible prop firm entry points available in 2026. A 2-step challenge starting at $25 with no consistency rule, static drawdown, and weekly payouts on a standard challenge is genuinely good value. For traders who want to keep costs low and get into funded status without meeting arbitrary consistency thresholds, that combination is hard to match.
The static, balance-based drawdown is the most trader-friendly rule structure. Your daily loss limit resets based on the previous day’s closing balance at 5 PM New York time, not in real time. Your maximum drawdown does not trail up as your profits grow. This means you always know exactly where your floor is. Use our consistency calculator to confirm your daily exposure before placing trades.
The Finotive Pro account is the most distinctive product in the lineup. A 1% monthly salary accruing daily from your first funded day is genuinely unusual in this market. The salary is paid regardless of whether the account is later lost. The profit split scales to 100% after 30 funded days. The fee is fully refunded after 30 days in profit. These features justify the higher entry cost on $50K-$200K accounts. The catch is a strict consistency requirement: from day 31, your weekly trade count and volume must stay within 25% of your averages from the challenge phase. Traders who change strategies or slow down after getting funded will lose the salary and higher split, though not the account itself.
The notional volume limit needs careful attention. This is not a standard prop firm rule. It measures the face value of all open positions across your account, regardless of stop loss placement. The limit sits at 5,000% of account size for most accounts and 2,000% for Pro. Breaching it repeatedly is treated as a hard breach. The firm provides a notional volume calculator inside the dashboard, which helps, but traders who run high-lot strategies on larger accounts need to factor this in from day one.
The bigger concern with Finotive Funding is the behavioral payout clauses in the terms and conditions. There are multiple documented cases, including public Reddit discussions and a May 2026 YouTube review, where traders who met all dashboard rules still received payout reductions down to 10%. The firm cited terms around “directional flip,” “profit concentration,” and “gambling behavior.” These are real clauses in the terms, not invented complaints. The firm does pay traders regularly, and many verified payouts exist. But the existence of discretionary reduction triggers beyond the standard dashboard rules creates uncertainty for traders with non-linear or high-impact trading patterns. Read the full terms before trading.
Platform coverage is the clearest gap when comparing Finotive to larger competitors. MT5 and Match Trader are both capable platforms, but traders coming from MT4, cTrader, DXtrade, or TradingView will need to adapt. This is not a dealbreaker, but it narrows the addressable audience.
Overall, Finotive Funding is a genuinely strong option for traders who want low entry costs, static drawdown rules, no consistency requirement on standard accounts, and weekly payouts. It is a less certain choice for traders who trade high-impact events aggressively, use large notional positions, or whose results are concentrated in a small number of trades. Those traders should read the full terms carefully before committing.
Finotive Funding Coupon Code 2026
The confirmed Finotive Funding coupon code for new traders is FIRST25, giving 25% off your first purchase. It is listed directly on the Finotive Funding website. Seasonal discounts of up to 50% appear during holiday periods. The standard 25% is described as always available.
At 25% off: a $100K 1-step challenge drops from $580 to $435. A $200K 2-step challenge drops from $895 to $671. The evaluation fee is refunded with your first payout regardless of the discount code used.
| Code | FIRST25 |
| Discount | 25% off |
| Applies to | First purchase only (all challenge account sizes) |
| Last verified | July 2026 |
Frequently Asked Questions
Is Finotive Funding a legitimate prop firm?
Finotive Funding was founded in April 2021 and is registered as Finotive Funding Technologies Limited in Dubai’s DIFC. It is backed by Finotive Markets, an FSC-regulated broker. The firm has paid out $20M+ to over 70,000 users and scores 4.2 out of 5 on Prop Firm Match across 150 verified reviews. Multiple documented payout reduction cases tied to behavioral clauses in the terms exist publicly. These reductions are based on real terms, not invented complaints. The firm pays regularly, but read the full terms and conditions before trading, particularly sections on directional flip and profit concentration.
What challenge types does Finotive Funding offer?
Finotive Funding offers five account types: 1-Step Challenge (10% target, from $35), 2-Step Challenge (7.5% + 5% targets, from $25), Instant Funding Standard (no evaluation, from $105), Instant Funding Lite (no evaluation, cheaper, bi-weekly payouts, from $55), and Finotive Pro (1-step or 2-step with a 1% monthly salary and up to 100% profit split, from $469). Challenge and Pro accounts go up to $200K. Instant funding accounts go up to $100K.
What are Finotive Funding’s drawdown rules?
Finotive Funding uses static, balance-based drawdowns on all account types. The maximum drawdown is 7.5% on the 1-step challenge and 9% on the 2-step challenge. The daily loss limit is 4% on 1-step and 4.5% on 2-step. Both reset at 5 PM New York time based on the previous day’s closing balance. The drawdown does not trail up as profits grow — your floor stays fixed from your starting balance.
What platforms does Finotive Funding support?
Finotive Funding supports MetaTrader 5 (MT5) and Match Trader across all account types. MT4, cTrader, DXtrade, and TradingView are not currently available. The firm’s dashboard also includes an integrated trading terminal for account monitoring, but trading itself is done through MT5 or Match Trader.
Does Finotive Funding have a coupon code?
Yes. The code FIRST25 gives 25% off your first purchase and is confirmed on the Finotive Funding website. It applies to all account sizes on the first order. Seasonal discounts up to 50% are available during holiday periods. Enter the code at checkout on finotivefunding.com.
What is the Finotive Funding notional volume limit?
The notional volume limit measures the total face value of all open positions — calculated as lot size multiplied by the current market price. It is set at 5,000% of account size on standard challenge and instant funding accounts, and 2,000% on Finotive Pro accounts. Each account size has a specific cap shown in your dashboard. Repeatedly breaching this limit is treated as a hard breach and can result in account closure or payout reduction. The dashboard includes a notional volume calculator to track your exposure in real time.
Ready to try Finotive Funding?
1-step and 2-step challenges from $25. Static drawdown. Weekly payouts. No consistency rule on standard accounts. Use code FIRST25 for 25% off your first purchase.
Visit Finotive Funding →