FundYourFX is a CFD prop firm founded in 2021 with six evaluation programmes and two instant funding options. Accounts run from $5,000 to $200,000 on MatchTrader, with a scaling path to $6M. As of July 2026, the firm has paid out over $36M to 220,000+ traders across 160+ countries. There is no formal consistency rule, though a 25% single-day profit cap applies across all plans. Payouts are processed within 24 hours.
Rating Breakdown
Pros
- Instant funding available on two plans with no evaluation required
- Founded in 2021 with $36M+ in verified payouts to date
- 4.7/5 Trustpilot rating from thousands of verified trader reviews
- No formal consistency rule or lot-size restrictions on any plan
- Six distinct programme types covering different risk and fee preferences
- Payouts processed within 24 hours across all funded plans
- Scaling path up to $6M through the Growth Plan (every 3 payouts)
- Overnight and weekend holding permitted on all plans
- EAs allowed on all plans (excluding HFT, arbitrage, grid/martingale)
- Raw spreads from 0.0 pips on forex majors, indices, and gold
Cons
- MatchTrader only — no MT4, MT5, or cTrader (cTrader listed as coming soon)
- 25% single-day profit cap acts as a de facto consistency rule despite marketing
- Mandatory stop-loss within 3 minutes — two violations result in soft breach
- Maximum 2 trades per instrument per direction — limits stacking strategies
- News trading restricted within 5 minutes before and after high-impact events
- Fee refund only after 3 payouts, not with the first payout
- Instant Funding Classic starts at just 50% profit split, scaling slowly
- Trustpilot profile carries an automated industry-level warning flag
Account Plans and Pricing
Exact pricing is set at checkout on fundyourfx.io and varies by account size. Fees are refunded after 3 successful payouts on all plans.
1-Step Classic Challenge Rules
| Evaluation type | One-step (single phase) |
| Profit target | 10% of account balance |
| Time limit | None |
| Min. trading days | 5 days during evaluation; none on funded phase |
| Max drawdown | 6% trailing from equity, locks at starting balance at break-even |
| Daily loss limit | 4% of end-of-day balance (hard breach) |
| Consistency rule | No lot-size or day-count rule; 25% single-day profit cap applies |
| Profit split | 80% on activation, scaling to 95% with consecutive payouts |
| Fee refund | After 3 successful payouts |
2-Step Classic Challenge Rules
| Evaluation type | Two-step (Step 1 + Step 2) |
| Step 1 profit target | 8% of account balance |
| Step 2 profit target | 5% of account balance |
| Time limit | None per step |
| Min. trading days | 5 days per step; none on funded phase |
| Max drawdown | 8% static (all phases including funded) |
| Daily loss limit | 5% of end-of-day balance (hard breach) |
| Consistency rule | No lot-size or day-count rule; 25% single-day profit cap applies |
| Profit split | 80% on activation, scaling to 95% with consecutive payouts |
| Fee refund | After 3 successful payouts |
2-Step Pro Challenge Rules
| Evaluation type | Two-step (Step 1 + Step 2) |
| Step 1 profit target | 6% of account balance |
| Step 2 profit target | 4% of account balance |
| Time limit | None per step |
| Min. trading days | 3 days per step; none on funded phase |
| Max drawdown | 10% static (all phases including funded) |
| Daily loss limit | 5% of end-of-day balance (hard breach) |
| Consistency rule | No lot-size or day-count rule; 25% single-day profit cap applies |
| Profit split | 85% on activation, scaling to 95% with consecutive payouts |
| Fee refund | After 3 successful payouts |
Instant Funding Rules
| Evaluation required | None — funded account from day one |
| Classic profit target (for payout) | 10% of account balance |
| Pro profit target (for payout) | 8% of account balance |
| Classic max drawdown | 6% static |
| Pro max drawdown | 8% static |
| Daily loss limit | 4% (Classic) / 5% (Pro) of end-of-day balance |
| Min. trading days before payout | 6 days (Classic) / 3 days (Pro) |
| Classic starting profit split | 50%, scaling by 10% every 3 payouts to 95% |
| Pro starting profit split | 60%, scaling by 10% every 3 payouts to 95% |
| Fee refund | After 3 successful payouts |
Payouts
| First payout | On demand once minimum trading days and profit target are met |
| Processing time | Within 24 hours |
| Default cycle | Weekly |
| Profit split | 50% to 95% depending on plan and consecutive payouts |
| KYC required | Yes, before first payout |
| Fee refund | Yes, after 3 successful payouts on all plans |
| Verified total paid | $36M+ to 220,000+ traders since 2021 |
| Payout methods | Not publicly listed on site (verify at checkout) |
Trading Conditions
| Platform | MatchTrader (web, Windows, macOS, iOS, Android) |
| MT4 / MT5 | Not supported |
| cTrader | Coming soon (not yet available) |
| Instruments | Forex pairs, indices, gold, silver, oil, natural gas, cryptocurrencies |
| Spreads | Raw, from 0.0 pips on forex majors, indices, gold, and crypto |
| Leverage (forex) | Up to 1:100 |
| Leverage (indices) | 1:30 |
| Leverage (gold / silver) | 1:20 |
| Leverage (crypto) | 1:2 |
| News trading | Allowed, but no trades may open or close within 5 min of high-impact events |
| Overnight / weekend holding | Allowed on all plans |
| Expert Advisors | Allowed (excluding HFT, arbitrage, grid/martingale, tick scalping) |
| Min. hold time | 60 seconds between open and close of any trade |
| Stop-loss requirement | Mandatory within 3 minutes of opening a trade |
| Trade stacking limit | Max 2 trades per instrument per direction |
| Copy trading | Personal account only; external signal copying prohibited |
| Scaling plan | Account balance increases every 3 payouts, up to $6,000,000 |
| Countries | 160+ countries supported |
Our Verdict
FundYourFX has been operating since 2021, which makes it one of the older firms in a space full of newcomers. The $36M+ in verified payouts and 220,000+ funded traders give it real credibility, and a 4.7/5 Trustpilot score from thousands of verified reviews backs that up. By the numbers, this is a legitimate firm with a track record most newer competitors cannot match.
The programme range is broad and genuinely covers different trading styles. The 2-Step Pro stands out: a 6% Phase 1 target and 4% Phase 2 target with a wider 10% static drawdown gives traders more breathing room than most two-step programmes. The 1-Step Pay After You Pass model is unusual and worth attention for traders who want to limit upfront risk, paying only 20% of the fee before passing. The instant funding options let experienced traders skip evaluation entirely, though the 50% starting split on the Classic plan is low and only climbs after three consecutive payouts.
The platform situation is the main friction point. FundYourFX runs exclusively on MatchTrader. There is no MT4 or MT5 support, and cTrader is listed as coming soon with no confirmed timeline. For traders who have years of experience on MetaTrader platforms, or who run MT4/MT5-native EAs, there is a migration cost. MatchTrader is a capable platform, but the lack of MetaTrader access puts FundYourFX at a disadvantage compared to firms like FXIFY or FundingPips that offer broader platform choice.
The “no consistency rule” claim requires a closer look. FundYourFX removed a formal consistency rule in 2025, which is genuine progress. However, a 25% single-day profit cap applies across all programmes. If any single trade or single trading day accounts for more than 25% of your total cumulative profit, you are in breach. For traders with volatile strategies or who have occasional breakout sessions, this rule operates in practice the same way a 25% consistency rule would. It is better than a 30% rule, but it is not the same as having no rule at all.
The mandatory stop-loss rule within 3 minutes of opening a trade is strict. Two soft breaches trigger account termination. Traders using manual strategies in fast markets need to account for this. The 60-second minimum hold time also rules out genuine scalping, regardless of what EA or strategy is in use.
Overall, FundYourFX suits traders who want instant funding access, are comfortable moving to MatchTrader, and can work within the 25% daily profit threshold. The track record is real, the payout speed is strong, and the no formal consistency rule positioning is an advantage over many competitors. Traders who need MT4/MT5 or run platform-specific EAs should look elsewhere until cTrader support arrives.
Ready to Get Started?
FundYourFX offers six programmes across evaluation and instant funding. Visit the site to compare current fees and account sizes across all plans.
Visit FundYourFX →Frequently Asked Questions
Is FundYourFX a legitimate prop firm?
FundYourFX has been operating since 2021 and has funded over 220,000 traders across 160+ countries, paying out $36M+. Its Trustpilot rating is 4.7/5. The firm is not regulated by a financial authority, which is standard for prop firms globally. A Trustpilot warning flag appears on its profile, but this is an automated industry-level flag applied to all financial services businesses on the platform, not a specific finding against FundYourFX.
What challenge types does FundYourFX offer?
FundYourFX offers six programmes as of July 2026: 1-Step Classic (10% target, 6% trailing drawdown), 1-Step Pay After You Pass (12% target, 20% upfront fee), 2-Step Classic (8% then 5% targets, 8% static drawdown), 2-Step Pro (6% then 4% targets, 10% static drawdown), Instant Funding Classic (no evaluation, 50% starting split), and Instant Funding Pro (no evaluation, 60% starting split). All scale to a maximum of 95% profit split after consecutive payouts.
What is the FundYourFX drawdown rule?
Drawdown rules vary by plan. The 1-Step Classic uses a 6% trailing drawdown that locks at the starting balance once break-even is reached, with a 4% daily loss limit. The 2-Step Classic uses 8% static drawdown and 5% daily loss limit. The 2-Step Pro uses 10% static drawdown and 5% daily loss limit. The Instant Funding Classic uses 6% static drawdown and 4% daily loss limit. All drawdown calculations are based on end-of-day balance.
What platform does FundYourFX use?
FundYourFX uses MatchTrader as its only trading platform. It is available via web browser without any download, and also via Windows desktop, macOS, iOS, and Android apps. MT4 and MT5 are not supported. cTrader is listed as coming soon, with no confirmed release date as of July 2026.
Does FundYourFX have a consistency rule?
FundYourFX removed its formal consistency rule in 2025 and markets itself as having no consistency rule. However, a 25% profit threshold applies to all programmes: no single trade or single trading day can account for more than 25% of total cumulative profit. This cap is not labelled as a consistency rule by the firm but functions like one for traders who have large one-day gains. There are no lot-size restrictions or minimum day requirements on the funded phase.
Ready to try FundYourFX?
Six programmes. Instant funding available. 24h payouts. Scale to $6M. Trusted since 2021.
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