The pricing is fair. A $100,000 2-step challenge at $580 before code — dropping to $464 with GURU20 — sits in the competitive middle of the market. The 100% profit split is genuinely attractive if it holds in practice, and the 150% VIP payout tier adds a long-term incentive for high performers. These are good-looking numbers, but traders should remember that any prop firm that offers more than 100% payout is doing so through a specific commercial model — read the terms carefully before assuming you will receive 150% of every profitable month.

The platform limitation is the most significant structural weakness. TradeLocker only means traders who have built EAs for MT4 or MT5 cannot port their systems directly. TradeLocker is a capable, modern platform, but it does not have the ecosystem of tools, scripts, and community support that MetaTrader has. For manual traders this is a minor inconvenience. For algo traders it is potentially a blocker.

The transparency gaps are a concern for a review at this stage. Key details — drawdown type, EA and news trading policies, copy trading rules, fee refund terms — are not published on the main site or FAQ. The blog references articles covering these topics, but they were not accessible for verification at the time of writing. Traders should contact support and get clear written answers on these points before purchasing a challenge. Use our consistency calculator to check how your trading style would interact with the daily loss limit.

The most honest summary: Funded Guru has a genuinely competitive rule set but an extremely thin public track record. One Trustpilot review at the time of this writing is not enough data to make a confident call on payout reliability. If you are considering this firm, start with the smallest account size, verify the first payout, then scale. Do not allocate a $250,000 challenge fee on the strength of the website alone.