Funded Guru is a prop firm offering a 2-step CFD challenge on TradeLocker with accounts from $5,000 to $250,000. It stands out for its no-consistency-rule policy and a 100% profit split, with biweekly payouts starting 14 days after your first funded trade. Use code GURU20 for 20% off any evaluation account.
Rating Breakdown
Pros
- No consistency rule on the 2-step challenge
- 100% profit split available (150% for VIP tier)
- Overnight and weekend position holding allowed
- Competitive pricing — $100K challenge from $464 after GURU20
- 500+ tradeable instruments including forex, crypto, metals, indices, energies
- 1:100 leverage on forex
- Biweekly payout cycle without add-on fees
- Fast average payout processing (approx. 1h 16m)
- No time limit on challenge phases
Cons
- TradeLocker only — no MT4 or MT5
- Drawdown type (static vs trailing) not publicly disclosed
- EA and news trading rules not published on the website
- Very limited Trustpilot presence — minimal verifiable track record
- No scaling plan details publicly available
- Copy trading policy not documented
- Founded year and firm background not disclosed
Account Plans and Pricing
Prices shown with GURU20 discount (20% off). Full prices: $52 / $105 / $300 / $380 / $580 / $1,440.
2-Step Challenge Rules
| Evaluation type | Two-step (Phase 1 + Phase 2) |
| Phase 1 profit target | 8% of account size |
| Phase 2 profit target | 5% of account size |
| Time limit | None |
| Min. trading days | 4 days per phase |
| Max drawdown | 10% (drawdown type not publicly disclosed — confirm with support) |
| Daily loss limit | 5% |
| Consistency rule | None |
| News trading | Not publicly disclosed — confirm before trading |
| Expert Advisors | Not publicly disclosed — confirm before trading |
| Fee refund | Not publicly disclosed |
Payouts
| First payout | 14 days after first funded trade |
| Default cycle | Biweekly |
| Profit split | Up to 100% standard; up to 150% for VIP members |
| Avg. processing time | Approximately 1 hour 16 minutes (per site) |
| KYC required | Not publicly disclosed |
| Verified total paid | Not publicly disclosed |
Trading Conditions
| Platform | TradeLocker |
| Instruments | 500+ including forex, crypto, metals, indices, energies |
| Max leverage (forex) | 1:100 |
| Overnight holding | Allowed |
| Weekend holding | Allowed |
| News trading | Not publicly disclosed |
| Expert Advisors | Not publicly disclosed |
| Copy trading | Not publicly disclosed |
| Scaling plan | VIP tier system; up to $4M allocation mentioned |
Our Verdict
Funded Guru positions itself around two things: no consistency rule and fast payouts. For most prop firm traders, both matter. The 30% consistency cap that firms like FXIFY enforce can catch out traders who have one strong session early in the evaluation, so removing it entirely is a real advantage. The claim of biweekly payouts with a roughly 75-minute average processing time is aggressive, though it is based on self-reported data rather than independently verified figures.
The pricing is fair. A $100,000 2-step challenge at $580 before code — dropping to $464 with GURU20 — sits in the competitive middle of the market. The 100% profit split is genuinely attractive if it holds in practice, and the 150% VIP payout tier adds a long-term incentive for high performers. These are good-looking numbers, but traders should remember that any prop firm that offers more than 100% payout is doing so through a specific commercial model — read the terms carefully before assuming you will receive 150% of every profitable month.
The platform limitation is the most significant structural weakness. TradeLocker only means traders who have built EAs for MT4 or MT5 cannot port their systems directly. TradeLocker is a capable, modern platform, but it does not have the ecosystem of tools, scripts, and community support that MetaTrader has. For manual traders this is a minor inconvenience. For algo traders it is potentially a blocker.
The transparency gaps are a concern for a review at this stage. Key details — drawdown type, EA and news trading policies, copy trading rules, fee refund terms — are not published on the main site or FAQ. The blog references articles covering these topics, but they were not accessible for verification at the time of writing. Traders should contact support and get clear written answers on these points before purchasing a challenge. Use our consistency calculator to check how your trading style would interact with the daily loss limit.
The most honest summary: Funded Guru has a genuinely competitive rule set but an extremely thin public track record. One Trustpilot review at the time of this writing is not enough data to make a confident call on payout reliability. If you are considering this firm, start with the smallest account size, verify the first payout, then scale. Do not allocate a $250,000 challenge fee on the strength of the website alone.
Funded Guru Coupon Code and Discount
The current Funded Guru coupon code is GURU20, which gives 20% off any evaluation account. Enter it at checkout on funded.guru. It applies to all account sizes in the 2-step challenge range.
At 20% off: a $100,000 Hero challenge drops from $580 to $464. A $50,000 Pro challenge drops from $380 to $304. A $250,000 Guru challenge drops from $1,440 to $1,152.
| Code | GURU20 |
| Discount | 20% off |
| Applies to | All 2-step challenge account sizes ($5K to $250K) |
| Last verified | July 2026 |
Frequently Asked Questions
Is Funded Guru a legitimate prop firm?
Funded Guru operates as a prop firm offering simulated funded accounts via a 2-step challenge on the TradeLocker platform. It is not regulated by a financial authority, which is standard for the prop firm industry. The firm has very few public reviews at the time of writing, so traders should start with smaller account sizes and verify payouts before scaling up.
What challenge types does Funded Guru offer?
Funded Guru offers a 2-Step Challenge and an Instant Funding option. The 2-Step Challenge requires 8% profit in Phase 1 and 5% in Phase 2, with a 10% max drawdown, 5% daily loss limit, and no consistency rule. Account sizes range from $5,000 to $250,000. Full Instant Funding details are not fully detailed on the public site.
What is the Funded Guru drawdown rule?
Funded Guru sets a 10% maximum loss limit and a 5% maximum daily loss limit across all account sizes. The drawdown type — whether static, trailing from peak balance, or end-of-day reset — is not explicitly stated in their public documentation. Confirm this with their support team before starting a challenge, as the drawdown mechanic significantly affects how you manage risk.
What platform does Funded Guru use?
Funded Guru uses TradeLocker as its sole trading platform. TradeLocker is a modern browser-based platform that supports forex, crypto, indices, metals, and energies across 500+ instruments. MT4 and MT5 are not available, which limits traders who rely on MetaTrader-based Expert Advisors or existing MT scripts.
Is there a Funded Guru discount code?
Yes. The confirmed Funded Guru discount code is GURU20, which gives 20% off any 2-Step Challenge evaluation account. Enter the code at checkout on funded.guru. It applies to all six account sizes from $5,000 to $250,000.
Ready to try Funded Guru?
No consistency rule. 100% profit split. 500+ instruments on TradeLocker. Use code GURU20 for 20% off.
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