2Funded is a Hamburg-based prop firm launched in 2025 offering 1-step, 2-step, and instant funding challenges on MetaTrader 5. Accounts run from $5,000 to $200,000 with a $300,000 total funding cap per trader. The profit split is 80% on evaluated accounts and 70% on instant funding. No time limits apply to any evaluation type.
Rating Breakdown
Pros
- No time limit on any evaluation type
- News trading explicitly permitted
- Raw spreads with no markup on MT5
- 1-step challenge available from $49
- 2-step uses a static 10% drawdown — predictable and easy to model
- Overnight and weekend holding allowed
- Founder-led team actively involved in community
- No recurring subscription fees — one-time evaluation cost
- $300,000 maximum total funding per trader
Cons
- MT5 only — no MT4, cTrader, DXtrade, or TradingView
- Very low Trustpilot review count (~17 reviews) — limited track record
- Payout refusals reported citing vague risk management grounds
- Copy trading and account mirroring are banned
- EA / algorithmic trading policy not clearly stated in public docs
- Instant account profit split drops to 70%
- Legal entity in Hong Kong despite German branding — adds opacity
- No publicly disclosed consistency rule — but “sustainability” assessed discretionarily
Account Plans and Pricing
1-Step Challenge Rules
| Evaluation type | One-step |
| Profit target | 9% |
| Time limit | None |
| Min. trading days | 5 days |
| Max drawdown | 6% from initial balance |
| Daily loss limit | 4% (equity-based, resets daily at 21:59 UTC) |
| Consistency rule | Not publicly disclosed |
| News trading | Allowed |
| Overnight / weekend | Allowed |
| Copy trading | Banned |
| Funded profit split | 80% |
| Fee refund | Not publicly disclosed |
2-Step Challenge Rules
| Evaluation type | Two-step (Phase 1 + Phase 2) |
| Phase 1 profit target | 8% |
| Phase 2 profit target | 5% |
| Time limit | None |
| Min. trading days | 3 days per phase |
| Max drawdown | 10% static from initial balance |
| Daily loss limit | 4% (balance-based, resets daily at 21:59 UTC) |
| Consistency rule | Not publicly disclosed |
| News trading | Allowed |
| Overnight / weekend | Allowed |
| Copy trading | Banned |
| Funded profit split | 80% |
| Fee refund | Not publicly disclosed |
Instant Challenge Rules
| Evaluation type | Instant funding (no profit target) |
| Profit target | None |
| Time limit | None |
| Min. trading days | 4 days before withdrawal eligibility |
| Max drawdown | 6% equity-based trailing (moves up, never down) |
| Daily loss limit | 3% (equity-based trailing, resets daily at 21:59 UTC) |
| Consistency rule | Not publicly disclosed |
| News trading | Allowed |
| Overnight / weekend | Allowed |
| Copy trading | Banned |
| Funded profit split | 70% |
| Max lot size | 6–100 lots depending on account size |
Payouts
| First payout | On request once qualifying conditions met |
| Default cycle | No fixed window — on-demand withdrawal requests |
| Profit split (1-step / 2-step) | 80% to trader |
| Profit split (Instant) | 70% to trader |
| KYC required | Yes, identity verification before first withdrawal |
| Payout guarantee claim | Stated — but refusals reported on Trustpilot citing risk patterns |
| Verified total paid | Not publicly disclosed |
Trading Conditions
| Platform | MetaTrader 5 (MT5) only |
| Instruments | Forex / CFD (full list not publicly disclosed) |
| Leverage | Up to 1:50 |
| Spreads | Raw spreads, no markup added |
| News trading | Allowed (restricted-window news trading banned per T&Cs — verify current terms) |
| Expert Advisors (EAs) | Not explicitly stated in public documentation |
| High-frequency bots | Banned |
| Overnight / weekend holding | Allowed on all challenge types |
| Copy / mirror trading | Banned |
| Hedging across accounts | Banned |
| Inactivity rule | Account closed after 30 days without a trade |
| Max total funding | $300,000 per trader |
Our Verdict
2Funded is a new entrant in the CFD prop firm space that launched in 2025. Its strongest selling point is straightforward: no time limits on any evaluation type, news trading allowed, and raw spreads on MT5. For traders who trade at their own pace and need flexibility around economic events, these are meaningful advantages.
The challenge rules are simple and the drawdown structure is easy to follow. The 2-step uses a static 10% max drawdown from initial balance, which is predictable and easier to plan around than trailing models. The 1-step has a tighter 6% max loss but only requires a 9% profit target with no time pressure. These are fair numbers by industry standards. The concern is what sits inside the terms — specifically a clause allowing the firm to assess “sustainability, risk management, and strategic consistency” at its discretion. That kind of language has been used by other firms to refuse payouts, and at least one Trustpilot review confirms this happened at 2Funded, with the trader’s withdrawal rejected for unspecified “risk patterns.”
The Trustpilot profile is thin. Around 17 reviews at the time of writing is not enough to draw confident conclusions about payout reliability. Positive reviews describe fast payouts and engaged founders. Negative reviews describe a rejected withdrawal and removal from the Discord community. Neither pattern is unusual for a firm this young, but the low volume means a single bad month could shift the picture significantly. This is a firm where the track record is still being built.
The EA and algorithmic trading policy is a genuine information gap. It is not clearly stated in their public documentation whether EAs are allowed on funded accounts. Traders who run automated systems should contact support and get a written answer before purchasing a challenge. Similarly, the firm’s terms reference a “restricted-window news trading” ban in the same document that says news trading is allowed — traders should clarify which rule applies to their account type. If you trade around news events, use our consistency calculator to check that your P&L distribution won’t trigger any undisclosed consistency assessment.
2Funded is best suited to discretionary traders who want no time pressure, trade during news events, and are comfortable with a newer firm. It is not the right choice for EA traders (policy unclear), copy traders (banned), or anyone who needs a deep payout history before committing. Traders looking for a more established option with a wider platform mix and verified payout totals should compare this against firms like FXIFY or similar multi-platform operators in the CFD space.
The overall score of 7.2 reflects a firm with solid structural rules but an immature track record, limited transparency on some key policies, and early signs of the discretionary enforcement issues that have hurt other young firms. Worth watching, but worth being cautious about for large accounts.
Frequently Asked Questions
Is 2Funded a legitimate prop firm?
2Funded launched in 2025 and is based in Hamburg, Germany, with its legal entity registered as 2FUNDED LIMITED in Hong Kong. It has around 17 Trustpilot reviews. Positive reviews note fast payouts and responsive support from the founders. Some negative reviews report payout refusals and removal from the firm’s Discord without clear explanation. It is not regulated by a financial authority, which is standard for prop firms in this space. Given its short operating history, it carries more uncertainty than established firms with years of payout data.
What challenge types does 2Funded offer?
2Funded offers three types: a 1-Step Challenge (9% profit target, 6% max loss, 4% daily loss, minimum 5 trading days), a 2-Step Challenge (8% Phase 1 then 5% Phase 2, 10% static max loss, 4% daily loss, minimum 3 days per phase), and an Instant Challenge (no profit target required, 6% max loss with equity trailing, 3% daily loss, minimum 4 trading days before withdrawal). All three have no time limit. Account sizes go from $5,000 to $200,000.
What is the drawdown rule at 2Funded — static or trailing?
It depends on the challenge. The 2-Step uses a static 10% max drawdown from the initial balance — it does not move with your account balance. The 1-Step uses a 6% max loss from initial capital. The Instant Challenge uses a 6% equity-based trailing drawdown — this moves up as your equity rises but never down. The daily loss limit is 4% on the 1-step and 2-step, and 3% on the Instant.
What platform does 2Funded use?
2Funded uses MetaTrader 5 only. There is no MT4, cTrader, DXtrade, or TradingView option. Raw spreads with no markup are offered. Traders who rely on MT4-exclusive indicators or expert advisors will need to port their tools to MT5 before starting a challenge.
Does 2Funded allow EAs and news trading?
News trading is publicly stated as permitted. However, 2Funded’s terms and conditions also reference a “restricted-window news trading” prohibition, which creates ambiguity. Clarify with their support which rule applies to your account before trading around high-impact events. EA and algorithmic trading policy is not clearly stated in their public documentation — ask support for written confirmation before purchasing. High-frequency bots are explicitly banned.
What is the profit split and how do payouts work at 2Funded?
The profit split is 80% on 1-step and 2-step funded accounts, and 70% on Instant funded accounts. There is no fixed weekly or monthly payout window — traders request withdrawals once they meet the qualifying conditions. KYC identity verification is required before the first payout. 2Funded publicly states payouts will not be refused, but at least one Trustpilot review documents a refusal citing unspecified risk patterns, so verify your trading is compliant before requesting.
Ready to try 2Funded?
No time limit evaluations. News trading allowed. Raw spreads on MT5. Accounts from $5,000.
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