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RZR Funded Review 2026

Formerly Hantec Trader · Historical score carried over

Review date:

Our score
7.6out of 10
The short answer

Several traders report that Hantec Trader’s drawdown rule changes after the first payout: once you withdraw profit, the account’s maximum drawdown resets to the original starting balance instead of staying tied to the account’s high-water mark. One trader described this as making the account disposable after a single payout. Separately, multiple reviewers on Forex Peace Army describe accounts being closed or flagged for group trading or copy trading violations specifically after reaching the payout stage, despite having passed both evaluation phases. Trustpilot reviews are more mixed, with many traders praising fast payout processing and responsive customer service.

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Existing affiliate offer

No current RZR Funded discount code is confirmed. We do not show a coupon for this firm. The previous Hantec Trader promotion has not been carried over. Check prices on the official RZR Funded site before buying.

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01 / Scorecard

Rating Breakdown

Challenge Rules
7.8
Payout Reliability
6.8
Cost vs Value
8.0
Platform
7.5
Support
7.8
Transparency
7.5
02 / Plans & pricing

Historical: Account Plans and Pricing

Instant24
From $2,000
From $13
24-hr funded window · 2% daily loss · 3% max
Endurance (3-Step)
From $5,000
From $29
6% per phase · 4% daily · 8% max drawdown
Express (1-Step)
From $2,000
From $39
10% target · 5% daily · 6% trailing max
Most Popular
Enhanced (2-Step)
From $5,000
From $49
10% then 5% · 5% daily · 10% static max
EnhancedX (2-Step)
From $5,000
From $179
10% then 5% · 4% daily · 10% max
Instant Funding
From $1,000
From $43
No target · 6% daily · 6% max · up to $50K
03 / Rules

Historical: Express (1-Step) Challenge Rules

Evaluation typeOne-step
Profit target10%
Time limitNone
Min. trading daysNone required
Max trailing drawdown6% (trailing from highest balance)
Daily loss limit5%
Drawdown calculationHigher of balance or equity
Consistency ruleNone (Express)
Leverage1:50 forex; 1:20 bullion; 1:15 indices & commodities; 1:1 crypto
Fee (example: $25K)$199 (from $39 at $2K, $999 at $200K)
Fee refundReturned with first payout

Historical: Enhanced (2-Step) Challenge Rules

Evaluation typeTwo-step (Phase 1 + Phase 2)
Phase 1 profit target10%
Phase 2 profit target5%
Time limitNone
Min. trading days3 profitable days per phase
Max drawdown10% static (balance-based)
Daily loss limit5% (Standard Enhanced) / 4% (EnhancedX)
Drawdown calculationHigher of balance or equity
Consistency rule20% on Instant Lite; None on standard Enhanced
Leverage1:50 forex; 1:20 bullion; 1:15 indices & commodities; 1:1 crypto
Fee (example: $25K)$179 Enhanced / higher on EnhancedX
Fee refundReturned with first payout

Historical: Endurance (3-Step) Challenge Rules

Evaluation typeThree-step (Phase 1 + Phase 2 + Phase 3)
Profit target per phase6% each phase
Time limitNone
Min. trading daysNone specified
Max drawdown8% (balance-based)
Daily loss limit4%
Drawdown calculationBalance-based
Consistency ruleNone
Leverage1:50 forex; 1:20 bullion; 1:15 indices & commodities; 1:1 crypto
Fee (example: $2K)From $29
Fee refundReturned with first payout
Full reviewTrade-offs, questions & evidenceExpand full reviewCollapse full review
Account Sizes
$2K to $200K
6 challenge types
Phase 1 Target
10%
Express & Enhanced; 6% on Endurance
Phase 2 Target
5%
Enhanced 2-step; N/A on Express
Max Drawdown
6% trailing
Express; 10% static on Enhanced
Daily Loss Limit
5%
Express & Enhanced; 4% on EnhancedX
Profit Split
80% base
Up to 95% with add-ons
Min. Trading Days
None
Express, Enhanced, Endurance
Platforms
MT4, MT5
75 instruments

Hantec Trader rebranded as RZR Funded on October 19, 2026. This is the same company, according to its official announcement. Our 7.6/10 score and rating dimensions carry over from the Hantec Trader review; they are not a new assessment of RZR Funded. Historical rules, prices and trader reports below describe the earlier review. Check current RZR Funded rules on its official site before buying. No RZR coupon or affiliate arrangement is confirmed; our visit link goes directly to its website.

Current help-center information, checked October 25, 2026: account sizes range from $1K to $100K across seven programs, including Instant Lite. First payout is 14 days after the first funded trade, or 7 days with the Weekly Payout add-on. Check current program rules.

Historical Hantec Trader pros and cons

These points come from the earlier Hantec Trader review. They are not current RZR Funded offers or reputation figures.

Pros

  • Backed by Hantec Markets, a broker with 30+ years of operating history
  • Six evaluation types covering 1-step, 2-step, 3-step, and instant models
  • News trading allowed with no blackout windows on any account type
  • EAs and algorithmic trading permitted on most account types
  • 75 instruments including 40 forex pairs, 14 crypto, 11 indices, and 8 bullion symbols
  • Express 1-step listed from $39 in the earlier Hantec Trader review
  • On-demand first payout with subsequent 14-day cycle
  • Profit split reaches 95% with add-ons
  • Earlier Hantec Trader review recorded 4.2/5 on Trustpilot from 643 reviews; current RZR Funded figures not rechecked
  • Multiple payout methods including bank transfer, PayPal, Skrill, Neteller, and crypto

Cons

  • 80% base profit split — below the 85-90% base offered by several competitors
  • Scalping restricted: more than 30% of profits from trades under 3 minutes triggers denial
  • Hedging prohibited across all account types
  • Max drawdown resets to starting balance after first payout on most accounts
  • Retroactive breach enforcement reported by traders — violations flagged at the funding stage rather than when they occurred
  • Only MT4 and MT5 — no DXtrade, cTrader, or TradingView
  • Instant24 restricts EAs and weekend holding (except crypto)
  • Group trading / correlated copy trading has led to disqualifications post-challenge

Historical review notes

The following assessment predates the rebrand. It is retained for context, not as confirmation of current RZR Funded terms.

Historical: Payouts

First payoutOn demand after first funded trade
Default cycle14 days (bi-weekly)
Accelerated cycle7 days (paid add-on)
Base profit split80%
Maximum profit splitUp to 95% (paid add-on)
Min. withdrawal threshold$50
KYC requiredYes, before first payout
Payout methodsBank transfer, PayPal, Skrill, Neteller, crypto (USDT/BTC)
Processing timeCrypto: 1-3 business days; Bank/e-wallet: 3-7 business days
Post-payout drawdown resetMax drawdown resets to starting balance after first withdrawal on most accounts

Historical: Trading Conditions

PlatformsMetaTrader 4 (MT4), MetaTrader 5 (MT5)
Total instruments75
Forex pairs40 (majors, minors, exotics)
Crypto14 assets (BTC, ETH, XRP, SOL, LTC, ADA, DOT, UNI and others)
Indices11 (UK100, US500, AU200, HK50 and others)
Bullion8 symbols (XAU/USD, XAG/USD and others)
Commodities2 (USOIL, UKOIL)
Max leverage (forex)1:50
News tradingAllowed — no blackout windows on any account type
Expert AdvisorsAllowed on Express, Enhanced, EnhancedX, Endurance; NOT on Instant24
Overnight / weekend holdingAllowed on most accounts; NOT on Instant24 (except crypto after Friday)
ScalpingRestricted — more than 30% of profits from trades under 3 minutes triggers account denial
HedgingProhibited on all account types
MartingaleProhibited
Copy tradingAllowed; excessive correlation across accounts may trigger review and disqualification
Max total allocation$300,000 across multiple accounts; $200,000 per single account

Historical verdict: Hantec Trader

Several traders report that Hantec Trader’s drawdown rule changes after the first payout: once you withdraw profit, the account’s maximum drawdown resets to the original starting balance instead of staying tied to the account’s high-water mark. One trader described this as making the account disposable after a single payout. Separately, multiple reviewers on Forex Peace Army describe accounts being closed or flagged for group trading or copy trading violations specifically after reaching the payout stage, despite having passed both evaluation phases. Trustpilot reviews are more mixed, with many traders praising fast payout processing and responsive customer service.

Hantec Trader brings genuine broker credentials to the prop firm space. Being backed by Hantec Markets, a broker operating since 1990, gives it more institutional weight than most prop firms launched in the past two years. That backing also shows up in execution quality, with institutional-grade spreads on MT4 and MT5 across 75 instruments.

The challenge range is genuinely broad. Six evaluation types from $13 Instant24 sessions to $999 Express $200K accounts gives traders a real choice based on their style and budget. The Endurance 3-step at $29 entry is one of the lowest-cost paths to a funded account you will find, with a more forgiving balance-based drawdown calculation compared to equity-based systems at other firms.

News trading with no blackout windows is a strong differentiator. Many prop firms restrict trading within 2 to 5 minutes of high-impact events. Hantec Trader does not. EAs are also permitted on all main account types, which makes it a usable option for algorithmic traders who need a firm that will not flag their system mid-challenge.

The profit split situation needs to be understood when reading this historical assessment. The base split is 80%, which is lower than some competitors offering 85% or 90% by default. Reaching 95% requires purchasing an add-on on top of the evaluation fee. The same add-on logic applies to the 7-day payout cycle, which defaults to 14 days. These are not dealbreakers but they do mean the headline fees are not the full cost picture.

The biggest concern sitting in the Trustpilot reviews is the pattern of retroactive rule enforcement. Multiple traders have reported passing both phases of the Enhanced 2-step, completing KYC, and then being denied funding for a breach that occurred in Phase 1 but was not flagged until after Phase 2 was complete. Whether this reflects a system failure or rule exploitation is unclear, but it is a documented pattern and traders need to be aware of it. If you are using a strategy that involves any grey-area elements (short-duration trades, correlated accounts), the scalping and group trading rules here carry real enforcement risk. Use our calculator to sense-check your numbers for context.

On balance, our Hantec Trader review considered it an option for traders who prioritise broker-backed credibility, unrestricted news trading, and a wide range of challenge entry points. The drawdown reset behaviour after the first payout and the base-level profit split of 80% are the two factors most likely to push experienced traders toward alternatives.

RZR Funded discount code

No current RZR Funded discount code is confirmed. We do not show a coupon for this firm. The previous Hantec Trader promotion has not been carried over. Check prices on the official RZR Funded site before buying.

Alternatives to RZR Funded

Firms in the same category with a comparable score, for comparison with our historical Hantec Trader assessment.

RZR Funded is one of 106 CFD and forex prop firms we rank. See where it places in our full CFD and forex prop firm rankings.

Historical Hantec Trader questions

Is Hantec Trader a legitimate prop firm?

Hantec Trader is operated by Hantec Trader Limited, registered in Mauritius and part of the Hantec Markets group, a broker with over 30 years of operating history. Our earlier review recorded 643 Trustpilot reviews at 4.2 out of 5, with 78% five-star ratings; we have not rechecked current RZR Funded figures. Some traders have reported retroactive rule enforcement at the funding stage, particularly around scalping and group trading violations flagged after both challenge phases were already passed. These reports describe the prior Hantec Trader review. Check current RZR Funded rules separately.

What challenge types does Hantec Trader offer?

As of July 2026, Hantec Trader offers six evaluation types: Express (1-step, 10% target), Enhanced (2-step, 10% then 5%), EnhancedX (2-step with tighter 4% daily loss), Endurance (3-step, 6% per phase), Instant Funding (no evaluation, up to $50,000), and Instant24 (24-hour funded window from $13). Accounts run from $2,000 to $200,000 on most types.

What is Hantec Trader’s drawdown rule?

Drawdown rules vary by challenge type. The Express 1-step uses a 6% trailing max drawdown with a 5% daily loss limit. The Enhanced 2-step uses a 10% static max drawdown with 5% daily loss (4% on EnhancedX). The 3-step Endurance uses 8% max with 4% daily. All drawdown is calculated on the higher of balance or equity, which means floating profits temporarily expand your loss ceiling. After the first payout, max drawdown resets to the original starting balance on most account types.

What platforms does Hantec Trader support?

Hantec Trader supports MetaTrader 4 and MetaTrader 5. The platform gives access to 75 instruments across five asset classes: 40 forex pairs, 14 crypto assets, 11 indices, 8 bullion symbols, and 2 commodity instruments. Forex leverage goes up to 1:50. There is no DXtrade, cTrader, or TradingView option.

Is there a RZR Funded discount code?

No current RZR Funded discount code is confirmed. The previous Hantec Trader offer has not been carried over.

Check RZR Funded current terms

Read current rules, fees and payout conditions before buying.

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RZR Funded7.6 / 10 · carried over
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Original review introduction & disclosure
Home/Reviews/RZR Funded Review

RZR Funded Review 2026

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Formerly Hantec Trader · Historical score carried over

7.6
out of 10
Our Score

Review date:

PlatformsMT5MT4

Best for

Traders who want 30+ years of broker history behind the firm, six evaluation types, and news trading with no blackout windows.

Avoid if

You scalp: more than 30% of profits from sub-3-minute trades triggers denial, hedging is banned everywhere, and the 80% base split trails several competitors.

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