AudaCity Capital is a London-based CFD prop firm that has been running since 2012, making it one of the oldest in the retail prop trading space. It offers three funding paths: the Ability Challenge (2-step), Ability One (1-step), and the Funded Trader Program (instant funding with no evaluation). Accounts go from $5,000 to $240,000 with a scaling path to $2M, profit splits starting at 75%, and bi-weekly payouts. No consistency rule is currently applied. Platforms are MT5 and DXTrade only.
Rating Breakdown
Pros
- Founded in 2012 — one of the longest-running prop firms in this space
- No consistency rule currently applied on any program
- Three distinct funding paths including instant funding (FTP)
- Generous max drawdown on Phase 1: 15% daily + 7.5% daily loss limit
- No time limit on Ability Challenge and Ability One
- Scaling plan to $2M available
- Fee refunded with first payout on challenge programs
- EAs and copy trading allowed (within own accounts)
- News trading allowed with a 3-minute buffer around major events
- Multiple payout methods: bank wire, Wise, PayPal, crypto
Cons
- 3.4/5 Trustpilot score — one of the lower scores among active CFD prop firms
- Reported account activation delays of 72+ hours post-payment
- Payout disputes and subjective rule interpretations flagged by traders
- MT5 and DXTrade only — no MT4, TradingView, or cTrader
- Profit split starts at 75% — lower baseline than many competitors
- FTP (instant funding) profit split starts at just 50% for smaller accounts
- Trustpilot page previously flagged for guideline breach (fake review removals)
- Limited instrument range vs larger firms (no stocks CFDs)
Account Plans and Pricing
Ability Challenge Rules (2-Step)
| Evaluation type | Two-step (Challenge + Verification) |
| Phase 1 profit target | 10% |
| Phase 2 profit target | 5% |
| Time limit | None |
| Min. trading days | 4 days per phase |
| Phase 1 max drawdown | 15% (static) |
| Phase 1 daily loss limit | 7.5% |
| Phase 2 max drawdown | 10% (static) |
| Phase 2 daily loss limit | 5% |
| Consistency rule | None |
| Fee refund | Up to 100% refunded with first payout |
Ability One Rules (1-Step)
| Evaluation type | One-step |
| Profit target | 10% |
| Time limit | None |
| Min. trading days | 3 days |
| Max drawdown | 6% (static) |
| Daily loss limit | 3% |
| Consistency rule | None |
| Fee refund | Up to 100% refunded with first payout |
Funded Trader Program (Instant Funding)
| Evaluation required | None — live account from day one |
| Account sizes | $7,500 to $1.92M |
| Profit target to withdraw | 10% minimum |
| Daily loss limit | 5% |
| Max drawdown | 10% |
| Min. trading days | 5 days (with 3 profitable days) |
| Consistency rule | None |
| Leverage | 1:30 (FX) |
| News trading | Restricted — no trades within 30 min of high-impact news |
Payouts
| First payout | After 14 days of trading (bi-weekly cycle) |
| Default payout cycle | Every 14 days (bi-weekly) |
| Processing time | 2–4 business days |
| Profit split (starting) | 75% (Ability Challenge / Ability One) |
| Profit split (scaled) | 85% after 10% profit in 30 days; 90% after scaling twice |
| FTP split | 50–60% (small accounts); up to 80% (large accounts, fast target) |
| Minimum withdrawal | $100 |
| Payout methods | Bank wire, Wise, PayPal, cryptocurrency |
| KYC required | Yes, before first payout |
| Total verified paid out | Not publicly disclosed |
Trading Conditions
| Platforms | MT5, DXTrade |
| Instruments | Forex pairs, indices, metals, energy, crypto CFDs |
| Leverage (challenges) | Up to 1:100 (forex and indices); crypto 1:2 |
| Leverage (FTP) | 1:30 |
| Commissions | $6 per lot round trip (FX, crypto, metals, energy); $10 (indices) |
| News trading | Allowed with 3-minute buffer on challenges; restricted on FTP (30 min) |
| Overnight / weekend holding | Allowed |
| Expert Advisors | Allowed (no third-party signal-based EAs) |
| Scalping | Allowed (trades must not all close within 2 minutes or less) |
| Copy trading | Allowed within own accounts; cross-account hedging restricted |
| Arbitrage / HFT | Prohibited |
| VPN | Prohibited; VPS allowed for EAs |
| Scaling plan | Account doubles after 3 consecutive months of 2.5%+ monthly profit |
Our Verdict
AudaCity Capital’s main selling point is its age. Founded in 2012, it has been running prop accounts longer than most competitors in the current market, and longevity counts for something in a sector where firms regularly shut down overnight. If you want a firm that has at least demonstrated staying power, this is one of the few that can back that claim with over a decade of operating history.
The challenge rules on the Ability Challenge are reasonable on paper. A 10% Phase 1 target with 15% max drawdown and 7.5% daily loss limit gives traders more room to work with than many 2-step programs. The removal of the consistency rule is a real positive, as it means a strong day will not come back to restrict a later payout request. If you are moving from a firm that does have a consistency rule, use our calculator to understand the difference it makes to your trading.
The Trustpilot score is the problem. A 3.4 from over 1,000 reviews is hard to dismiss as noise. The firm’s Trustpilot page was also flagged by the platform itself for a breach of guidelines, which triggered a review of potentially fake positive reviews. The remaining score after that process sat at 3.4, which means the genuine experience distribution is pulling it down significantly. Specific complaints center on account activation delays of 72 hours or more post-payment, payout requests stuck on pending with no support response, and subjective rule interpretations at withdrawal time. These are not isolated incidents.
The platform situation is a limitation that will put off a portion of traders. MT5 and DXTrade only means no MT4, no TradingView, and no cTrader. For traders running MT4 strategies or indicators, there is no path to migrate without rebuilding. Compared to firms like FXIFY that support four platforms, AudaCity Capital’s offering is narrow. The instrument range is also limited, with no stock CFDs and a smaller overall count than firms in the same tier.
The FTP (instant funding) product has an appeal for traders who want to skip the evaluation phase, but the profit split structure is a genuine downside. Starting at 50% to 60% for smaller accounts is well below the 80% to 90% starting splits now common at newer firms. You are paying a significant premium in split terms for the convenience of bypassing a challenge. Only traders who consistently hit targets quickly and scale to larger FTP sizes will reach the 80% ceiling. Browse our CFD prop firm list to compare alternatives with better starting splits.
AudaCity Capital is not a bad firm, but it is not the right choice for most traders when stacked against current competitors. The drawdown room on the Ability Challenge is a genuine advantage. The longevity is real. But the Trustpilot score reflects real trader friction that cannot be explained away, and the platform and split limitations are structural weaknesses. Traders who already use MT5, who can tolerate a 75% starting split, and who have read the rules carefully are likely to have a serviceable experience. Everyone else should compare alternatives before committing.
Frequently Asked Questions
Is AudaCity Capital a legitimate prop firm?
AudaCity Capital was founded in 2012 and is based in London, making it one of the oldest retail-facing prop firms still active. It is not regulated by a financial authority, which is standard for prop firms. Its Trustpilot score is 3.4 from over 1,000 reviews, which is below average for the sector. Traders have reported both successful payouts and payout disputes. It is operational and has been for over a decade, but the review record warrants caution.
What challenge programs does AudaCity Capital offer?
AudaCity Capital offers three programs: the Ability Challenge (2-step, 10% Phase 1 target and 5% Phase 2 target), Ability One (1-step, 10% target), and the Funded Trader Program (instant funding, no evaluation required). Account sizes go from $5,000 up to $240,000 on challenges, and up to $1.92M on the FTP scaling path.
What is the AudaCity Capital drawdown rule and how does it reset?
The Ability Challenge uses a 7.5% daily loss limit and 15% maximum drawdown in Phase 1, tightening to 5% daily and 10% maximum in Phase 2 and on funded accounts. The drawdown resets daily at midnight GMT+2 based on the higher of your balance or equity. This means a profitable session resets your daily floor upward, which can reduce your effective cushion for the next session. Read the rules page carefully before trading.
What platforms does AudaCity Capital support?
AudaCity Capital supports MT5 and DXTrade only. MT4, cTrader, TradingView, and Match-Trader are not available. Instruments include forex pairs, indices, metals, energy, and crypto CFDs. Stock CFDs are not listed.
What is the AudaCity Capital profit split and when is the first payout?
The starting profit split is 75% on the Ability Challenge and Ability One, rising to 85% if you hit 10% profit within 30 days and 90% after scaling twice. On the Funded Trader Program, splits start at 50% to 60% for smaller accounts and can reach 80% for larger accounts when the profit target is hit quickly. Payouts run on a bi-weekly cycle with 2 to 4 business days processing time. Minimum withdrawal is $100.
Ready to try AudaCity Capital?
2-step, 1-step, and instant funding. No consistency rule. MT5 and DXTrade. Accounts from $5,000 to $240,000 with a scaling path to $2M.
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