X Funded is a CFD prop firm with 1-Phase and 2-Phase challenges and accounts from $10,000 to $300,000. It runs on cTrader exclusively, pays out weekly, and offers up to 100% profit split on funded accounts. No consistency rule applies during the challenge phases. Use code FT25 for 25% off any evaluation.
Rating Breakdown
Pros
- Weekly payouts — faster than most prop firms
- Up to 100% profit split on funded accounts
- No consistency rule during challenge phases
- EAs and trade copiers permitted
- 1:100 leverage on forex, crypto, and indices
- Commission-free trading
- No time limit on either challenge type
- Instant Funding option available
- Scale path up to $1M account allocation
- 2-Phase entry from €89 on $10K account
Cons
- cTrader only — no MT4 or MT5 support
- No news trading allowed on funded accounts
- No overnight or weekend holding permitted
- 45% consistency rule applies on funded phase
- Newer firm with limited public payout track record
- Incorporated in Saint Lucia; UAE entity handles payments
- 1-Phase has tight 6% static drawdown
- 1% monthly profit target required on funded accounts
Account Plans and Pricing
1 Phase Challenge Rules
| Evaluation type | One-step |
| Profit target | 10% |
| Time limit | None |
| Min. trading days | 5 days |
| Max drawdown | 6% static |
| Daily loss limit | 4% |
| Consistency rule | None during challenge |
| News trading | Allowed in challenge |
| Weekend holding | Not permitted |
| Inactivity limit | 30 days |
| Entry price | From €115 ($10K account) |
2 Phase Challenge Rules
| Evaluation type | Two-step (Phase 1 + Phase 2) |
| Phase 1 profit target | 8% |
| Phase 2 profit target | 5% |
| Time limit | None |
| Min. trading days | 5 days per phase |
| Max drawdown | 10% static |
| Daily loss limit | 5% |
| Consistency rule | None during challenge |
| News trading | Allowed in challenge |
| Weekend holding | Not permitted |
| Inactivity limit | 30 days |
| Entry price | From €89 ($10K account) |
Funded Account Rules
| Monthly profit target | 1% (minimum active requirement) |
| Max drawdown | 6% static (1-Phase funded) / 10% static (2-Phase funded) |
| Daily loss limit | 4% (1-Phase) / 5% (2-Phase) |
| Consistency rule | 45% — no single day can exceed 45% of total profit |
| Max risk per trade | 1% |
| Min. trading days | 5 days per cycle |
| Min. active days per month | 14 |
| News trading | Not permitted (close positions 5 min before) |
| Weekend holding | Not permitted |
| Inactivity limit | 30 days |
| Profit split | Up to 100% |
| Payout frequency | Weekly |
| Max account allocation | $1,000,000 |
Trading Conditions
| Platform | cTrader |
| Markets | Forex, crypto, indices |
| Max leverage | 1:100 |
| Commission | Commission-free |
| Expert Advisors | Allowed |
| Trade copiers | Allowed |
| News trading (challenge) | Allowed |
| News trading (funded) | Not permitted |
| Overnight holding | Not permitted |
| Weekend holding | Not permitted |
| Max account allocation | $1,000,000 |
| Company registration | XFunded LTD, Saint Lucia |
Our Verdict
X Funded’s main appeal is a combination that most prop firms do not pair together: weekly payouts and up to 100% profit split. At most CFD prop firms, weekly payouts are either unavailable or locked behind a paid add-on. X Funded offers them as a default, which matters to traders who want faster access to their earnings rather than waiting 30 days.
The challenge rules are clean. No consistency rule applies during either the 1-Phase or 2-Phase evaluation, so a strong single day of trading will not count against you during the challenge. That is a meaningful difference from firms like FXIFY, which apply a 30% consistency rule across the board. The 2-Phase entry from €89 on a $10K account is also competitive on price.
The platform situation is the clearest limitation. X Funded runs cTrader exclusively. Traders already using MT4 or MT5 — which is most of the market — will need to adapt. cTrader is a capable platform with good charting and depth of market access, but it is not interchangeable with MetaTrader for traders who have built strategies around those platforms’ specific features or broker-specific infrastructure.
On funded accounts, the rules tighten considerably. News trading is not permitted and positions must be closed at least five minutes before scheduled news events. Overnight and weekend holding is also not allowed. The 45% consistency rule kicks in on the funded phase, though at 45% it is more lenient than the 30% rule many other firms apply. A 1% monthly activity target also applies, meaning funded traders need to stay active. Use our consistency calculator to check whether your trading patterns meet the funded account rules.
The company structure is worth noting. XFunded LTD is registered in Saint Lucia, and payment processing is handled by a separate UAE entity. This dual-entity structure is not unusual in the prop firm space, but traders should read the terms carefully before depositing. The firm does not yet have the same public payout history as more established operators, which introduces some additional uncertainty.
Overall, X Funded is a reasonable option for cTrader traders who value weekly payouts and a clean challenge structure. The funded account restrictions on news and overnight positions will rule it out for some strategies, but for traders running intraday systems on cTrader, the combination of fast payouts and flexible profit split is genuinely competitive.
X Funded Coupon Code and Discount
The current X Funded coupon code is FT25, which gives 25% off any evaluation account. Enter it at checkout on the X Funded website.
At 25% off: a $100,000 1-Phase evaluation drops proportionally from the standard price. The 2-Phase on a $10K account starts from €89 before the discount is applied.
| Code | FT25 |
| Discount | 25% off |
| Applies to | All evaluation account sizes |
| Last verified | June 2026 |
Frequently Asked Questions
Is X Funded a legitimate prop firm?
X Funded operates through XFunded LTD, incorporated in Saint Lucia (company number 2026-00127), with payment processing handled by Otherside LLC in Sharjah, UAE. All accounts use simulated trading environments with virtual funds, which is standard for the prop firm industry. It is not regulated by a financial authority.
What challenge types does X Funded offer?
X Funded offers three programmes: a 1-Phase Challenge with a 10% profit target and 6% max drawdown, a 2-Phase Challenge with 8% in Phase 1 and 5% in Phase 2 at 10% max drawdown, and Instant Funding with no evaluation. Account sizes range from $10,000 to $300,000 across six tiers.
What platform does X Funded use?
X Funded uses cTrader exclusively. MT4 and MT5 are not supported. cTrader covers forex, crypto, and indices with 1:100 leverage and commission-free trading. Traders who rely on MetaTrader-specific tools or EAs built for MT4/MT5 will need to adapt their setup.
How often does X Funded pay out?
X Funded pays weekly by default, which is faster than most prop firms that default to monthly cycles. Profit split goes up to 100% on funded accounts. A minimum of 14 active trading days per month is required on the funded account.
What is the X Funded coupon code?
The X Funded coupon code is FT25, which gives 25% off any evaluation. Enter the code at checkout on the X Funded website. It applies across all account sizes and main programme types.
Ready to try X Funded?
1-Phase and 2-Phase challenges. cTrader. Weekly payouts. Up to 100% split. Use code FT25 for 25% off.
Visit X Funded →