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Day One Funded Day One Funded logoReview 2026

5.7 out of 10

CFD and futures prop firm · Simulated accounts via Prop Account, LLC

Checked November 7, 2026 · Next review December 7, 2026

Check offerWe have a code partnership with Day One Funded and may earn a commission when you buy with code FUNDED. Visit links go straight to the firm's site, not tracking links.

The short answer

Cheap static-drawdown challenges. New firm. No payout record yet.

Genesis 2 Step costs $25 for $5,000 with a 10% static drawdown and no time limit, and futures accounts allow news trading. Day One Funded has no public payout record, runs its accounts through Prop Account, LLC and does not publish the Express max loss, so start small and read the funded rules before you buy.

See score and confidence limits

Pick your path

Different plans. Different risk.

Published pricing. All plans remain available without JavaScript.

Genesis 2 Step (CFD)

Two-step simulated assessment · 80% split

Other fees & limits

  • $25 ($5K) to $899 ($150K), one-time

Risk & eligibility

Other conditions
8% then 5%; 5% daily loss; 10% static max drawdown; no consistency rule in assessment; 5 minimum trading days;
Timing & activity
no time limit

Payout schedule

Other payout terms
80% split;
Payout timing & method
every 30 days;
Other payout terms
minimum $100 or 1% of the account, whichever is greater; max 5% of the account per period; 45% funded consistency; 3% max risk per open position; paid within 24 hours of approval (firm claim)

Genesis 1 Step (CFD)

One-step simulated assessment · 80% split

Other fees & limits

  • $35 ($5K) to $959 ($200K), one-time

Risk & eligibility

Other conditions
10% target; 3% daily loss; 6% static max drawdown; no consistency rule in assessment; 5 minimum trading days;
Timing & activity
no time limit

Payout schedule

Other payout terms
80% split;
Payout timing & method
every 30 days;
Other payout terms
minimum $100 or 1% of the account, whichever is greater; max 5% of the account per period; 45% funded consistency; 3% max risk per open position; paid within 24 hours of approval (firm claim)

Genesis Instant (CFD)

No assessment, simulated funded account · 80% split

Other fees & limits

  • $200 ($5K) to $5,000 ($100K), one-time

Risk & eligibility

Other conditions
No profit target; 5% daily loss; 8% trailing drawdown on closed balance that locks at the starting balance; positions close Friday 3:45pm ET

Payout schedule

Other payout terms
80% split; 5 trading days before the first payout, then every 30 days; minimum $100 or 1% of the account; paid within 24 hours of approval (firm claim); positions close Friday 3:45pm ET

Express Account (futures)

One-step CME futures assessment, monthly · 80% split

Other fees & limits

  • $150 ($25K) to $360 ($150K) per month, billed while the account is active

Risk & eligibility

Other conditions
6% target;
Loss limits
no daily loss limit;
Other conditions
trailing max loss from the intraday equity high (amount not published); 33.33% consistency; 30-day time limit; no minimum days

Payout schedule

Other payout terms
80% of profit above a 3% non-withdrawable buffer; no set waiting period between requests; 33.33% funded consistency; subscription must stay active; paid within 24 hours of approval (firm claim)

Straight-to-Funded Account (futures)

No assessment, four paid phases then a live account

Other fees & limits

  • $265 ($25K) to $1,595 ($150K), one-time

Risk & eligibility

Other conditions
9% target per phase;
Loss limits
no daily loss limit;
Other conditions
5% trailing max loss on end-of-day balance;
Consistency
25% consistency;
Other conditions
60 days per phase; trade at least every 14 days

Payout schedule

Other payout terms
Phase payouts capped at $500, $750, $750 and $1,500 on $25K (up to $3,000, $4,500, $4,500 and $9,000 on $150K) after each 9% target with 25% consistency; then a live account of $3,000 to $18,000 at a 90% split (terms say 80%), first payout on demand then every 30 days; live-phase market data fees deducted monthly

Our verdict

Day One Funded is a prop firm for FX, CFD and CME futures traders. It sells five accounts: three Genesis accounts for CFDs (2 Step, 1 Step and Instant) with a one-time fee, and two futures accounts, the monthly Express Account and the one-time Straight-to-Funded Account. Genesis 2 Step starts at $25 for $5,000, and futures start at $150 a month. [S1, S3]

Day One Funded LLC is a Maryland company with an office address in Rockville. It does not run the evaluations itself. Its terms say it is an affiliate of Prop Account, LLC, which provides the assessments and the funded accounts, receives every fee and signs the Trader Agreement with funded traders. Your card statement will show Prop Account, LLC. [S1, S10]

All accounts are simulated. The firm says funded accounts are backed by notional capital, and its risk disclosure says every funded account is a simulated account. [S1, S11] The firm does not say when it launched. Its terms were last updated on 30 July 2026 and its blog starts in September 2026, and we found no public payout record, so this review covers the published rules and prices, not a tested payout.

Day One Funded in numbers

Account sizes
$5K to $200K

CFD; futures $25K to $150K

CFD entry fee
$25

Genesis 2 Step $5K, one-time

Futures entry fee
$150/month

Express $25K

Profit split
80%

90% on the Straight-to-Funded live account

Daily loss
3% to 5%

None on futures

Max loss
6% to 10%

Static on Genesis assessments, trailing elsewhere

Payout cycle
30 days

Genesis; Express has no set wait

Launched
Not stated

Terms dated July 2026

6 pros, 6 cons

Pros

  • Genesis 2 Step costs $25 for $5K and $225 for $50K, one-time
  • Static max drawdown and no time limit on Genesis 1 Step and 2 Step assessments
  • News trading allowed on both futures accounts
  • Payout Protector included: a breach on a funded account in good standing still pays the earned share
  • Named Maryland company with an address, governing law and a detailed risk disclosure
  • Rules and prices published for every size, with one gap on Express

Cons

  • No public payout record; launch date not stated (earliest dated page is July 2026)
  • Assessments, fees and funded accounts run by Prop Account, LLC; card statements show Prop Account
  • Express trailing max loss amount is not published, and the subscription keeps billing once funded
  • Funded Genesis accounts add a 45% consistency rule, a 5% payout cap per 30 days and a 3% per-position risk limit
  • The Straight-to-Funded live account is small ($3K to $18K), and the Terms say 80% where product pages say 90%
  • No MT4, MT5, NinjaTrader or Tradovate

More on Day One Funded

Rating breakdown

Rule architecture (20%)
6.5
Payout reliability (20%)
3.5
Cost & value (20%)
7.0
Platform & execution (15%)
6.5
Support (10%)
5.5
Transparency (15%)
5.0

Overall score: 5.7/10, weighted with our methodology. Day One Funded scores well on cost and publishes most of its rules, but it shows no payouts anywhere yet. A firm with no payout evidence has its payout score capped at 3.5 and its overall score capped at 6.0. Transparency is capped at 5.0 because the Express Account max loss is not published. Checked November 7, 2026; next check December 7, 2026.

Account plans and pricing

Genesis 2 Step at $25 for $5,000 is the cheapest way in, which puts it among the cheapest prop firm challenges we track. Genesis fees are paid once and are the same on all four CFD platforms. The Express Account is a monthly subscription that keeps billing after you are funded, and cancelling it breaches the account. The Straight-to-Funded Account is a one-time fee. [S3, S2, S5]

Genesis 2 Step (CFD)
$5K to $150K
$25 for $5K
2-step · 8% then 5% · 10% static
Genesis 1 Step (CFD)
$5K to $200K
$35 for $5K
1-step · 10% target · 6% static
Genesis Instant (CFD)
$5K to $100K
$200 for $5K
No assessment · 8% trailing
Express (futures)
$25K to $150K
$150 a month for $25K
1-step · 6% target · intraday trailing
Straight-to-Funded (futures)
$25K to $150K
$265 for $25K
4 paid phases · 9% each · EOD trailing

Genesis prices (one-time)

AccountGenesis 2 StepGenesis 1 StepGenesis Instant
$5,000$25$35$200
$10,000$50$75$400
$25,000$125$190$1,125
$50,000$225$375$2,500
$100,000$450$750$5,000
$150,000$899--
$200,000-$959-

Futures prices

AccountExpress (per month)Straight-to-Funded (one-time)
$25,000$150$265
$50,000$170$525
$75,000$245-
$100,000$330$1,000
$150,000$360$1,595

List prices from the firm's plan data on November 7, 2026, before any code. Genesis Instant is expensive for its size, at 4% to 5% of the account. The $200,000 Genesis 1 Step at $959 costs little more than the $100,000 at $750, which is what the plan data shows; confirm it at checkout. There are no paid resets: a breached account has to be bought again, fees are not refundable, and there is no activation fee on a funded account. [S3, S9, S10]

Genesis (CFD) challenge rules

Genesis 1 Step and 2 Step use a static max drawdown set from the starting balance, so it does not trail as the account grows. See trailing versus static drawdown for why that matters. The daily loss limit resets at 5pm New York time against the higher of the previous day's balance or equity. Both need five trading days and have no time limit. [S3, S8]

RuleGenesis 2 StepGenesis 1 StepGenesis Instant
Profit target8%, then 5%10%None
Daily loss5%3%5%
Max loss10% static6% static8% trailing on closed balance, locks at the starting balance
Minimum trading days555 before first payout
Time limitNoneNoneNot applicable
Consistency (assessment)NoneNoneNot applicable
Funded consistency45%45%Not listed
Max risk per open position (funded)3%3%Not listed
Weekend holdingAllowedAllowedPositions close Friday 3:45pm ET

Three extra rules start once a Genesis 1 Step or 2 Step account is funded: no single day can be more than 45% of total gains, no open position can risk more than 3% of the account, and withdrawals are capped at 5% of the account per period. When you request a payout, the static drawdown locks at your starting balance. Breaking the daily loss, the max drawdown or the 30-day inactivity limit is a hard breach that closes the account. [S2, S8, S9]

Futures challenge rules

Both futures accounts trade front-month CME contracts with no daily loss limit and no news restriction. All positions are closed at 1555 CST each weekday, so there is no overnight or weekend holding. [S4, S9]

RuleExpress AccountStraight-to-Funded Account
AssessmentOne phaseNone; four paid phases, then a live account
Profit target6% ($1,500 on $25K)9% per phase ($2,250 on $25K)
Daily lossNoneNone
Max lossTrailing from the intraday equity high; amount not published5% trailing on end-of-day balance ($1,250 on $25K)
Consistency33.33% in assessment and funded25% per phase
Time limit30 days60 days per phase
Minimum trading daysNoneNone stated
Inactivity30 days14 days in phases, 7 days on the live account
Contracts (standard / micro)1/15, 3/30, 6/60, 9/90, 12/120 by size1/15, 3/30, 6/60, 9/90 by size

The Express plan grid says only that the max loss trails the intraday equity high. It gives no dollar or percent figure, and the firm's own blog says the figure is shown on the account page, which it is not. The FAQ uses a $3,000 loss on a $100,000 account as an example. Ask support for the exact number for your size before you subscribe. [S3, S5, S9, S13]

How the Straight-to-Funded Account works

Despite the name, you do not get a large funded account on day one. You trade four phases, each with a 9% target, and request a capped cash payout after each one. On a $25,000 account those payouts are capped at $500, $750, $750 and $1,500. After the fourth phase you move to a live account of $3,000 to $18,000 depending on the tier, with a max loss of 50% of that balance. [S3, S4, S6]

TierFeePhase payout capsLive account
$25,000$265$500 / $750 / $750 / $1,500$3,000
$50,000$525$1,000 / $1,500 / $1,500 / $3,000$6,000
$100,000$1,000$2,000 / $3,000 / $3,000 / $6,000$12,000
$150,000$1,595$3,000 / $4,500 / $4,500 / $9,000$18,000

Product pages say the live account pays a 90% split, but section 6 of the Terms says the gains share is 80% on every account at every stage. Market data fees are included in phases 1 to 4, then deducted from the live account balance each month. Product pages list Rithmic for this account, while the FAQ says credentials are for DXFutures or Deepcharts only. [S6, S9, S10]

Day One Funded news trading rule

On Genesis accounts you cannot open a position within 3 minutes before or after a high-impact news event. It is a soft breach: the firm can close the trade and remove the P&L, reduce leverage, or breach the account, and it decides what counts as a news event. Futures accounts have no news restriction. [S2, S4, S8, S9]

Genesis accountsNo new entries 3 minutes either side of high-impact news
Futures accountsNews trading allowed
Which eventsAt the firm's discretion; no calendar source named

Payouts

Genesis accounts pay every 30 days at an 80% split, with a minimum of $100 or 1% of the account and a cap of 5% of the account per period. Express pays 80% of profit above a 3% buffer that stays in the account, with no set waiting period. The firm says approved payouts are sent within 24 hours. That is the firm's own claim; we have not seen a payout. [S2, S3, S5, S8]

Profit split80% on Genesis and Express; 90% on the Straight-to-Funded live account per product pages (Terms say 80%)
Genesis cycleEvery 30 days; Instant needs 5 trading days first
ExpressNo set waiting period; 3% buffer; 33.33% consistency; subscription must be active
Straight-to-FundedCapped payout after each of four phases; live account first payout on demand, then every 30 days
Minimum$100 or 1% of the account, whichever is greater
MethodsNot stated; FAQ says outbound payment options available at the time
ProcessingWithin 24 hours of approval (firm claim)
Breach on a funded accountPayout Protector included: earned share still paid if the account was otherwise in good standing
RefundsFees are not refundable

Payouts are paid under the Trader Agreement with Prop Account, and the terms let the firm withhold or reverse a payment if trading broke the rules or does not reflect genuine risk management. A chargeback can put a payout on hold. [S8, S9, S10]

Trading conditions

Genesis accounts run on DXtrade, MatchTrader, cTrader or PropX, and futures accounts on DX Futures, Deepcharts by Volumetrica or Rithmic. There is no MT4, MT5, NinjaTrader or Tradovate. [S2, S4, S9]

InstrumentsCFD: FX pairs, indices, metals, oil and crypto. Futures: front-month CME, COMEX, NYMEX and CBOT contracts
Leverage50:1 on FX and metals, 10:1 on indices, 5:1 on oil, 2:1 on crypto
HoldingGenesis 1 Step and 2 Step may hold over weekends; Genesis Instant closes Friday 3:45pm ET; futures close at 1555 CST daily
EAsAllowed, subject to the prohibited trading policy; no third-party or off-the-shelf pass strategies
Copy tradingOnly between accounts you own
AllocationUp to $1,000,000 across all accounts; $325,000 across futures, one account per futures tier
Eligibility18 or older; KYC and a Trader Agreement with Prop Account before a funded account or payout
Restricted countriesCuba, Iran, Lebanon, Libya, Pakistan, Russia, Somalia, Sudan, Syria, Vietnam and other OFAC-sanctioned countries

[S2, S9, S10, S11]

Is Day One Funded legit?

Day One Funded is a new brand with a named US company behind it. Day One Funded LLC is formed in Maryland, gives a Rockville office address and puts its terms under Maryland law. The evaluations, the fees and the funded accounts all sit with Prop Account, LLC, the same provider behind Papaya Funding, and the risk disclosure names FPFX Technologies LLC for trading infrastructure and payments. The firm names no founders. [S1, S10, S11]

The marketing and the legal pages do not always say the same thing. The homepage says "trade our capital from day one" and the Straight-to-Funded page talks about real cash and a live account, while the risk disclosure says every funded account is simulated and neither company is registered with the SEC, CFTC, NFA or FCA. The Terms also set an 80% split on every account, against the 90% shown on the Straight-to-Funded pages. Where they differ, the Terms and the Prop Account agreements govern. [S1, S6, S10, S11]

We found no public payout proof on any Day One Funded page, and Trustpilot blocked our check on November 7, 2026. Treat it as an untested firm.

Our verdict

Genesis 2 Step is a cheap, well-built CFD challenge: $25 for $5,000, a 10% static drawdown and no time limit. The Payout Protector, which still pays your earned share after a breach on a funded account in good standing, is a useful protection that many firms charge for.

The firm has no public payout record, runs its accounts through Prop Account, LLC and does not publish the Express max loss. The funded Genesis rules (45% consistency, 5% payout cap, 3% position risk) also limit how fast you can withdraw. Start with a small Genesis account, read the funded rules before you buy, and keep records of every payout request.

Best for

CFD traders who want a cheap static-drawdown challenge with no time limit (Genesis 2 Step from $25), and futures traders who trade the news.

Avoid if

You want a firm with a payout track record, you need MetaTrader, or you want every loss limit in writing before you pay for a futures account.

Day One Funded discount code

Our Day One Funded code is FUNDED. It is a partner-supplied code: we have not tested it at checkout and the firm's site does not say what it takes off, so confirm the final price before you pay. PropFirmReviews earns a commission when you use it or buy through our link. The firm is also running its own November sale, code NOV26 for 40% off Genesis 1 Step, Genesis 2 Step and Express and 25% off Genesis Instant and Straight-to-Funded, until the end of November 2026; that is the firm's offer, not ours. [S12]

Partner code
FUNDED
Not tested at checkout. Check the final price before you pay.

More codes: prop firm discount codes.

8 questions traders ask

Is Day One Funded legit?

It is a new firm with a named Maryland company, Day One Funded LLC, that runs its evaluations through Prop Account, LLC. It publishes most of its rules and prices, but it has no public payout record yet, so start small.

Who owns Day One Funded?

Day One Funded LLC, a Maryland limited liability company with an office in Rockville. It names no founders. Prop Account, LLC provides the assessments and funded accounts and receives the fees.

What is the cheapest Day One Funded challenge?

The $5,000 Genesis 2 Step at $25, one-time. Code FUNDED is partner-supplied and not tested at checkout, so confirm the final price. The cheapest futures option is the $25,000 Express Account at $150 a month.

How often does Day One Funded pay out?

Every 30 days on Genesis accounts, capped at 5% of the account per period. Express has no set waiting period once profit is above the 3% buffer. Straight-to-Funded pays a capped amount after each of its four phases.

Does Day One Funded allow news trading?

On futures accounts, yes. On Genesis accounts you cannot open a trade within 3 minutes either side of a high-impact news event.

Does Day One Funded offer MT5?

No. Genesis accounts use DXtrade, MatchTrader, cTrader or PropX, and futures accounts use DX Futures, Deepcharts by Volumetrica or Rithmic.

Are Day One Funded accounts real money?

No. The firm says assessments are simulated and funded accounts are backed by notional capital, and its risk disclosure says every funded account is a simulated account.

Does the Express subscription stop once I am funded?

No. It keeps billing monthly while the account is active, and cancelling it breaches the account.

Check current terms before buying

PropFirmReviews earns a commission when you use code FUNDED or our link. Read the funded rules and payout limits for your account before your first trade.

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