My Crypto Funding is a London-based crypto prop firm launched in July 2024. It runs a two-step evaluation on accounts from $5,000 to $200,000, with 100x leverage, an 80% starting profit split, and both MT5 and its own MCF platform. The trading conditions are competitive, but a rising number of trader reviews report delayed payouts, frozen accounts, and a stated exit from the Vietnam market. Treat it as a higher-risk firm.
Rating Breakdown
Pros
- Built for crypto with 100+ pairs and tight spreads
- MT5 plus an in-house MCF platform with TradingView charts
- Leverage up to 100x on crypto
- Profit split starts at 80% and scales to 100%
- On-demand or 15-day payout cycle
- News and weekend trading allowed
- No consistency rule on the evaluation
- Registered UK company (London)
Cons
- Many recent reviews report delayed or denied payouts
- Reports of frozen accounts and profit confiscations
- Stated exit from Vietnam left some traders unable to withdraw
- First withdrawal capped at $1,000
- Short track record (launched July 2024)
- No financial regulation
- High leverage can magnify losses fast
- Evaluation fees apply on every account size
Account Plans and Pricing
Fees scale with account size, from around $59 on the smallest $5,000 plan up to roughly $1,149 on the $200,000 plan. Exact per-tier pricing changes often and varies between the one-step and two-step models, so confirm the current fee on the firm’s checkout before you buy.
Two-Step Challenge Rules
| Evaluation type | Two-step (Phase 1 + Phase 2) |
| Phase 1 profit target | 8% |
| Phase 2 profit target | 5% |
| Daily loss limit | 5% |
| Max drawdown | 10% overall |
| Min. trading days | 5 days per phase |
| Time limit | None stated |
| Consistency rule | None on the evaluation |
Payouts
| Profit split | 80% start (90% option at purchase), scaling to 100% |
| Split growth | +5% for every 5 payouts |
| Payout cycle | On demand or every 15 trading days |
| Payout condition | At least 0.5% profit on 3 separate days |
| First withdrawal cap | $1,000 |
| Payout methods | Card, PayPal, crypto |
| Reliability | Multiple recent complaints of delays and denials |
Trading Conditions
| Platforms | MetaTrader 5, in-house MCF platform (TradingView charts) |
| Crypto pairs | 100+ including BTC, ETH, SOL, XRP, DOGE, and altcoins |
| Other instruments | Forex, indices, commodities |
| Max leverage | Up to 100x on crypto |
| News trading | Allowed |
| Weekend holding | Allowed |
| Expert Advisors | Not permitted for auto-trading |
| Prohibited | Arbitrage, HFT, and pricing exploits |
Our Verdict
My Crypto Funding gets the product right on paper. It is one of the few prop firms built around crypto first rather than bolting a few coins onto a forex setup. You get 100+ crypto pairs, leverage up to 100x, tight spreads, and a choice between MT5 and the firm’s own MCF platform with TradingView charts. The two-step evaluation is standard and fair, with an 8% then 5% target, a 5% daily loss limit, a 10% max drawdown, and no consistency rule to trip you up.
The problem is the part that matters most: getting paid. A prop firm lives or dies on payout reliability, and this is where My Crypto Funding is under real pressure. Recent trader reviews describe payouts that were approved but never arrived, accounts frozen without clear cause, and profits removed. The firm has also said it stopped serving traders in Vietnam over local regulatory concerns, which left some users unable to withdraw balances they had already earned.
Some of this is normal growing pain for a firm that only launched in July 2024, and plenty of traders were paid without issue in its first year. Support staff get frequent praise for being responsive. But responsive chat support does not replace money in your account, and the volume of payout complaints is too large to wave away.
The $1,000 cap on your first withdrawal is another friction point. If you pass an evaluation and post a strong month, you cannot pull the full amount right away. Combined with the payout reports, that makes it hard to recommend funding a large account here until the withdrawal record clearly improves.
Our take: the trading conditions are genuinely good, but the trust picture is not. If you want to test My Crypto Funding, start with the smallest account, request a payout early, and confirm you get paid before scaling up. Do not put money on the line that you cannot afford to have stuck. Compare it against other crypto prop firms before you commit.
Payout Track Record
Payout reliability is the single most important test for any prop firm, and it is the main reason this review lands at 5.5 rather than higher. Across Trustpilot and trader forums, a clear cluster of complaints describes approved payouts going unpaid for weeks, accounts frozen during the withdrawal process, and the firm citing a Vietnam market exit to explain stuck funds.
At the same time, the firm has a large number of reviews overall and many traders report being paid, especially earlier in its run. The honest read is a mixed and worsening record, not a confirmed scam and not a clean bill of health. If you trade here, keep balances small, withdraw often, and keep your own records of every request.
| Most common complaint | Delayed or denied payouts |
| Most common praise | Fast, helpful live support |
| Highest risk market | Vietnam (withdrawals reported stuck) |
| Last reviewed | July 2026 |
Frequently Asked Questions
Is My Crypto Funding legit?
My Crypto Funding is a registered UK company based in London and launched in July 2024. It has a large volume of Trustpilot reviews and paid many traders in its first year. However, a growing number of recent reviews report delayed payouts, frozen accounts, and a stated exit from Vietnam where traders say funds are stuck. It is best treated as a higher-risk firm. Start with a small account and confirm you can withdraw before scaling.
What is the My Crypto Funding evaluation?
The main model is a two-step evaluation. Phase 1 requires an 8% profit target and Phase 2 requires 5%. Both phases share a 5% daily loss limit and a 10% maximum drawdown, with a minimum of 5 trading days per phase. There is no consistency rule on the evaluation. A one-step option is offered on some plans with a 10% target.
What is the My Crypto Funding profit split?
Funded traders start at an 80% profit split, with a 90% option available at purchase. The split rises by 5% for every 5 payouts, up to 100%. Payouts are available on demand or every 15 trading days, and the first withdrawal is capped at $1,000. To qualify for a payout you need at least 0.5% profit on 3 separate days.
What platforms and assets does My Crypto Funding support?
My Crypto Funding supports MetaTrader 5 and its own in-house MCF platform with TradingView charts. It offers 100+ crypto pairs including BTC, ETH, SOL, XRP, and DOGE, plus forex, indices, and commodities. Leverage goes up to 100x on crypto. News and weekend trading are allowed, while auto-trading with EAs, arbitrage, and HFT are not.
Where is My Crypto Funding based?
My Crypto Funding is registered in London, United Kingdom, as a UK company, and launched in July 2024. It is not regulated by a financial authority, which is standard for prop firms but means traders have limited recourse if a payout dispute arises.
Thinking about My Crypto Funding?
Strong crypto conditions, but a mixed payout record. Start small and withdraw early to test it yourself.
Visit My Crypto Funding →