FTUK is a CFD prop firm launched in 2021 with four evaluation models, accounts from $5,000 to $100,000, and a scaling path to $6.4M. The Flex Challenge lets you pay most of the fee only after you pass. Platforms include TradeLocker, Match-Trader, DXTrade, and MT5. Profit split starts at 50% and scales to 80% (90% on the Flex model). Use code FT35 for 35% off any evaluation.
Rating Breakdown
Pros
- Flex Challenge: only pay the full fee after you pass
- News trading allowed across all main programmes
- Weekend and overnight holding permitted
- EAs allowed (excluding Martingale, HFT, tick scalping)
- Scaling path to $6.4M available
- Four distinct evaluation models to suit different trader styles
- Instant Funding available — no evaluation required
- $12M+ paid out to 30,000+ traders since 2021
- Forex commission-free on indices, commodities, crypto
- Payout average of approximately 60 minutes once approved
Cons
- Profit split starts at just 50% — lowest standard entry split in the market
- No MT4 or TradingView support
- Payout delays and account closures reported on Reddit and ForexPeaceArmy
- “Soft breach” account closures flagged by multiple traders
- Weekly payouts require a paid add-on
- Consistency thresholds (“Payout Locker”) apply post-funding
- MT5 not available for US-based traders
- Trustpilot score (4.0) below the industry average for top-tier firms
Account Plans and Pricing
Two-Step Evaluation Rules
| Evaluation type | Two-step (Phase 1 + Phase 2) |
| Phase 1 profit target | 8% |
| Phase 2 profit target | 5% |
| Time limit | None |
| Min. trading days | 3 days per phase |
| Max drawdown (Phase 1) | 8% static |
| Max drawdown (Phase 2) | 5% static |
| Daily loss limit | 5% |
| Profit split (funded) | 50% at Level 1, scaling to 80% at Level 6 |
| Payout cycle | Bi-weekly (weekly available as paid add-on) |
| Scaling cap | Up to $6.4M |
| Leverage | Up to 1:100 |
One-Step Challenge Rules
| Evaluation type | One-step |
| Profit target | 10% |
| Time limit | None |
| Min. trading days | 4 days |
| Max trailing drawdown | 8% from highest balance |
| Daily loss limit | 4% |
| Profit split (funded) | Up to 80% |
| Payout cycle | Bi-weekly (weekly available as paid add-on) |
| Scaling cap | Up to $3.2M |
| Leverage | Up to 1:50 |
Flex Challenge Rules
| Evaluation type | One-step evaluation, deferred fee model |
| Profit target | 4% |
| Upfront fee | $9 (balance of fee charged only after passing) |
| Time limit | None |
| Min. trading days | 1 day |
| Max trailing drawdown | 6% |
| Daily loss limit | 5% |
| Profit split (funded) | 60% at entry, scaling to 90% |
| Payout timing | Instant / on demand once funded |
| Leverage | Up to 1:30 |
Payouts
| First payout | Bi-weekly standard; instant/on-demand on Flex and Instant Funding |
| Default cycle | Bi-weekly (weekly available via paid add-on) |
| Profit split | 50% at Level 1, scaling to 80%; 60%–90% on Flex |
| Weekly payout add-on | +$26.85 |
| Minimum withdrawal | $200 (futures); not publicly specified for CFD |
| Withdrawal methods | Rise (USD bank transfer, $500+), USDT TRC-20, USDT ERC-20 |
| KYC required | Yes, before first payout |
| Average payout time | Approximately 60 minutes once approved |
| Verified total paid | $12M+ to 30,000+ traders |
Trading Conditions
| Platforms | TradeLocker, Match-Trader, DXTrade, MT5 (not US), FTUK XT |
| Instruments | Forex, indices, commodities, crypto (100+ instruments) |
| Leverage (forex) | Up to 1:30 (Flex/Instant); 1:50 (One-Step); 1:100 (Two-Step) |
| Commission | $4/lot on forex; $0 on indices, commodities, crypto |
| News trading | Allowed across all main programmes |
| Overnight / weekend holding | Allowed |
| Expert Advisors | Allowed; prohibited for Martingale, HFT, tick scalping, grid trading |
| Copy trading | Cross-account hedging and copy trading between accounts prohibited |
| Consistency (Payout Locker) | Post-funding consistency thresholds apply; specific % not publicly disclosed |
| Scaling path | Up to $6.4M (Two-Step), $3.2M (One-Step) |
Our Verdict
FTUK’s most interesting product is the Flex Challenge. Paying just $9 upfront and covering the rest only after you pass removes a real barrier for traders who are cautious about putting money in before they know they can perform. That structure is rare in the CFD prop firm space and worth taking seriously if you want to test the water without a large upfront commitment.
The main thing holding FTUK back is the profit split structure. Starting at 50% is the lowest entry split among mainstream prop firms at this price point. Most firms in this category open at 70% or 80%. You can scale up to 80% on the standard models, but that climb requires meeting criteria six times, which is a slow process for most traders. The Flex model is better, starting at 60% and scaling to 90%, but the 6% trailing drawdown is tighter than most 1-step products.
The community picture is mixed. Trustpilot sits at 4.0 out of 5, which is passable but below top-tier firms. Reddit and ForexPeaceArmy tell a different story: multiple traders have reported account closures for “soft breaches” despite following the stated rules, and payout delays have been raised more than once. Not all of these complaints will be valid, and some will reflect genuine rule violations, but the volume is high enough to flag. FTUK is not the only firm with these issues, but it is worth being aware of them before committing to a large account.
The platform lineup is functional without being outstanding. TradeLocker, Match-Trader, and DXTrade cover most bases, but the absence of MT4 and TradingView will put off a significant portion of traders who have built their workflows on those platforms. MT5 is available but not for US traders. If your strategy runs on MT4 or you chart on TradingView, this is a deal-breaker. Check your consistency numbers against the Payout Locker thresholds using our calculator before committing to any funded account here.
FTUK is best suited to traders who want to avoid large upfront fees, trade around the news, and hold positions overnight. It is less suitable for MT4 users, traders who prioritise a high starting split, or anyone who needs TradingView integration. The Two-Step model is the most balanced option for serious traders, with its 8%+5% targets and up to 1:100 leverage. The payout history and firm age give it more credibility than newer entrants, but it is not in the same reliability bracket as the top-rated firms in this category.
FTUK Coupon Code and Discount
The current FTUK coupon code is FT35, which gives 35% off any evaluation account. Enter it at checkout on the FTUK website. It applies to all evaluation models including One-Step, Two-Step, and Flex.
At 35% off: the $100,000 Two-Step evaluation drops from $499 to approximately $324. The $100,000 One-Step drops from $649 to around $422. The Flex Challenge has its own cost structure where you only pay the bulk of the fee after passing, which may already represent better value depending on your pass rate.
| Code | FT35 |
| Discount | 35% off |
| Applies to | All CFD evaluation account sizes and models |
| Last verified | July 2026 |
Frequently Asked Questions
Is FTUK a legitimate prop firm?
FTUK has been operating since 2021 and has paid out over $12M to more than 30,000 traders across 133 countries. It holds a 4.0/5 Trustpilot rating. Some traders on Reddit and ForexPeaceArmy have reported payout delays and account closures tied to soft breaches, which is worth factoring in. It is not regulated by a financial authority, which is standard for most CFD prop firms in this space.
What challenge types does FTUK offer?
FTUK offers four main CFD models: Flex Challenge (4% target, $9 upfront, pay rest only after passing), One-Step (10% target, 8% trailing drawdown), Two-Step (8% Phase 1 / 5% Phase 2, 8% static drawdown), and Instant Funding (no target, live account from day one). Account sizes run from $5,000 to $100,000 with a scaling path to $6.4M.
What is the FTUK drawdown rule?
Drawdown rules vary by model. The One-Step uses an 8% trailing drawdown with a 4% daily loss limit. The Two-Step uses an 8% static max drawdown in Phase 1 and 5% static in Phase 2, with a 5% daily loss limit. The Flex Challenge and Instant Funding both use a 6% trailing drawdown with a 5% daily loss limit. Trailing drawdown tracks from your highest balance, not from the account start.
What platforms does FTUK support?
FTUK supports TradeLocker, Match-Trader, DXTrade, FTUK XT, and MetaTrader 5. MT5 is not available for US-based traders. MT4 and TradingView are not offered. If your strategy depends on either of those platforms, you will need to consider an alternative prop firm.
Is there an FTUK discount code?
Yes. The FTUK discount code FT35 gives 35% off any evaluation account. Enter it at checkout on the FTUK website. It applies across CFD evaluation models including One-Step, Two-Step, and Flex. The Flex Challenge already has low upfront cost ($9), so the code is more impactful on the One-Step and Two-Step models where fees are higher.
Ready to try FTUK?
4 evaluation models. Flex Challenge with $9 upfront. Scale to $6.4M. Use code FT35 for 35% off.
Visit FTUK →