FunderPro is a CFD prop firm founded in February 2023 in Malta. It offers One Phase, Classic two-step, Swing, and Pro challenge types with accounts from $5,000 to $200,000. Payouts can be requested daily with a minimum $50 threshold, and the firm states an average processing time of 8 hours. The 80% profit split is standard, with 90% available as a paid add-on. FunderPro paid out $21.5M across 14,058 payouts in 2025, though its Trustpilot score of 3.0/5 from over 1,500 reviews is among the lower ratings in the CFD prop firm space and warrants attention before signing up.
Rating Breakdown
Pros
- Daily payout requests allowed with no fixed cycle
- Static (balance-based) drawdown is more trader-friendly than trailing
- No time limit on any challenge phase
- Swing accounts allow weekend and news trading
- EAs and automated trading via cTrader tools allowed
- Leverage up to 1:100 on forex pairs
- 60% consistency rule is lenient vs industry standard
- Scale path up to $5M allocation
- $21.5M paid to traders in 2025 (14,058 payouts)
Cons
- Trustpilot score of 3.0/5 from 1,500+ reviews is well below average
- High volume of payout denial and account closure complaints
- No MT4 or TradingView support
- News trading restricted on standard accounts (2-min window rule)
- 90% split requires a paid add-on
- Weekend holding restricted on Classic accounts without Swing add-on
- Martingale, grid, HFT, and arbitrage strategies prohibited
- 25+ restricted countries including the United States
Account Plans and Pricing
Classic Two-Phase Challenge Rules
| Evaluation type | Two-step (Phase 1 + Phase 2) |
| Phase 1 profit target | 10% |
| Phase 2 profit target | 8% |
| Time limit | None |
| Min. trading days | 4 days per phase |
| Max drawdown | 10% static (balance-based, resets 5 p.m. EST) |
| Daily loss limit | 5% |
| Consistency rule | 60% — no single day can exceed 60% of total challenge profit |
| News trading | Restricted within 2 minutes before/after major events |
| Weekend holding | Not permitted without Swing add-on |
| Fee refund | Returned with first payout |
One Phase Challenge Rules
| Evaluation type | One-step |
| Profit target | 14% |
| Time limit | None |
| Min. trading days | Not publicly disclosed |
| Max drawdown | 7% static (balance-based) |
| Daily loss limit | 4% |
| Consistency rule | 60% single-day cap |
| News trading | Restricted (2-minute window rule) |
| Weekend holding | Not permitted without Swing add-on |
| Fee refund | Returned with first payout |
Swing Challenge Rules
| Evaluation type | Two-step |
| Phase 1 profit target | 10% |
| Phase 2 profit target | 8% |
| Time limit | None |
| Max drawdown | 10% static (balance-based) |
| Daily loss limit | 5% |
| Max leverage | 1:30 (capped lower than Classic) |
| News trading | Allowed |
| Weekend holding | Allowed |
| Consistency rule | 60% single-day cap |
Payouts
| First payout | On demand once 1% profit is reached on funded account |
| Minimum payout | $50 |
| Default cycle | Daily requests allowed (no fixed cycle) |
| Profit split | 80% standard; 90% with paid add-on |
| Processing time (stated) | Average 8 hours; some reports of 5-14 day delays during risk review |
| Payout methods | Crypto, bank transfer (varies by country) |
| KYC required | Yes, before first payout |
| Verified total paid (2025) | $21.5M across 14,058 payouts |
Trading Conditions
| Platforms | MT5, cTrader, TradeLocker |
| Instruments | Forex, indices, metals, oil, crypto, stocks |
| Max leverage (forex) | 1:100 (Challenge and Funded) |
| Max leverage (metals/oil/indices) | 1:30 |
| Max leverage (crypto) | 1:2 (Challenge), 1:5 (Funded) |
| Max leverage (stocks) | 1:5 |
| News trading | Restricted on Classic and One Phase (2-min window); allowed on Swing and Pro |
| Overnight holding | Allowed on all account types |
| Weekend holding | Swing and Pro only; standard accounts require add-on |
| Expert Advisors | Allowed (non-arbitrage) |
| Prohibited strategies | Arbitrage, HFT, Martingale, grid trading |
| Copy trading | Cross-account copy trading not permitted |
| Scaling path | Up to $5M (10% gain per 3-month cycle, 2+ successful payouts per stage) |
| Restricted countries | 25+ including United States, Russia, Iran, North Korea, Cuba |
Our Verdict
FunderPro has a product structure that looks competitive on paper. Static (balance-based) drawdown is genuinely trader-friendly, daily payout requests are rare in the CFD prop space, and a 60% single-day consistency rule is far more lenient than the 30% caps imposed by many competitors. The fee refund policy, no time limits, and a scaling path to $5M round out a package that would score well if the operational record matched the marketing.
The Trustpilot score is the problem that cannot be ignored. A 3.0 out of 5 from over 1,500 reviews is not a bad week of feedback. It reflects a structural issue. Roughly 30% of reviews are 1-star, and the pattern in negative reviews is consistent: traders pass evaluations, request payouts, then face risk reviews that end in account closures or denials. The complaints cite IP verification failures, country of residence disputes, and margin usage flags. FunderPro has publicly attributed some negative reviews to coordinated attacks by fake accounts and Trustpilot has noted unusual review activity on their profile. That may explain some of the damage, but it does not account for the volume and specificity of trader complaints going back to late 2025.
The trading rules on standard (Classic) accounts are also more restrictive than FunderPro’s marketing suggests. News trading is blocked within two minutes of major events. Weekend holding is not available without the Swing add-on. Martingale and grid strategies are prohibited. Traders coming from firms that allow these strategies will hit restrictions they did not expect. The Swing account resolves most of these issues but costs more and caps leverage at 1:30, which changes the risk model significantly. If you trade around news or hold over weekends, check whether the Swing account fee is worth it before choosing Classic.
Platform coverage is a real gap for many traders. MT4 is not available. TradingView and DXtrade are not available. If your strategy runs on MT4 EAs, FunderPro does not fit. For CFD prop firms that support MT4 and TradingView simultaneously, alternatives like FXIFY are worth comparing directly. FunderPro’s MT5 and cTrader support is adequate for traders already on those platforms, but it is a narrower choice than the market leaders offer.
Who should consider FunderPro: traders on MT5 or cTrader who want daily payouts and a lenient consistency rule, and who are not news trading on standard accounts. Who should look elsewhere: traders who rely on MT4, want weekend holding without an add-on, or who prioritise a clean payout track record above all else. If you do proceed, check the consistency calculator to verify your results stay within the 60% single-day cap before submitting any payout request.
FunderPro is a usable firm for the right trader profile, but it carries more operational risk than most funded accounts on this list. The daily payout structure and static drawdown model are genuine advantages. The Trustpilot record is a genuine concern. Go in with clear documentation habits and a thorough read of the terms before your first funded trade.
Frequently Asked Questions
Is FunderPro a legitimate prop firm?
FunderPro was founded in February 2023 and is registered in Malta. It paid out $21.5M to traders in 2025 across 14,058 payouts. However, its Trustpilot score sits at 3.0 out of 5 from over 1,500 reviews, with roughly 30% being 1-star. A notable pattern of traders reporting payout denials and account closures during risk review is visible in public feedback. FunderPro attributes some of this to coordinated fake reviews and Trustpilot noted unusual review activity on their profile. It is not regulated by a financial authority, which is standard for prop firms, but the dispute rate is higher than average for this space.
What challenge types does FunderPro offer?
FunderPro offers four challenge types: One Phase (single 14% profit target, 7% max drawdown, 4% daily loss limit), Classic two-step (10% Phase 1 then 8% Phase 2, 10% max drawdown, 5% daily loss limit), Swing two-step (same targets as Classic but with weekend holding and no news trading restriction), and Pro (higher targets with news trading allowed). There is also an Instant Program for traders who want to skip the evaluation. Account sizes run from $5,000 to $200,000.
What is the FunderPro drawdown rule?
FunderPro uses a static, balance-based drawdown model. The daily loss limit and overall drawdown are calculated from your account balance, not your highest equity point. This means the drawdown floor does not follow your profits upward, which is more forgiving than trailing drawdown models. For Classic accounts: 10% overall drawdown, 5% daily loss limit. For One Phase accounts: 7% overall, 4% daily. The calculation resets at 5 p.m. EST each trading day.
What platforms does FunderPro support?
FunderPro supports MT5, cTrader, and TradeLocker. MT4 is not available. TradingView and DXtrade are not available either. If your existing setup runs on MT4 or you prefer TradingView charting, FunderPro is not a fit. For cTrader and TradeLocker users, the platform experience is solid and EA support via the cTrader API is available.
Does FunderPro have a consistency rule?
Yes. FunderPro applies a 60% consistency rule: no single trading day can account for 60% or more of your total challenge profit. This is more lenient than the 30% rules common at other firms. In practice it means a single exceptional day can contribute up to just under 60% of your total profit without triggering the rule. Traders with volatile but occasional big-win strategies are less likely to be caught by this than by tighter consistency caps. Use the consistency calculator to verify your results before requesting a payout.
Ready to try FunderPro?
Classic 2-step, One Phase, Swing, and Instant accounts. Daily payouts. Static drawdown. MT5, cTrader, TradeLocker.
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