Topstep is a Chicago-based futures prop firm founded in 2012. It runs a monthly-subscription Trading Combine in three sizes ($50K, $100K, $150K), pays a 90/10 profit split, and processes payouts weekly. The firm has paid over $1.4 billion to traders and holds a 3.4/5 rating across roughly 13,800 Trustpilot reviews. It trades futures only, on TopstepX, NinjaTrader, TradingView, and Quantower.
Rating Breakdown
Pros
- 15-year track record, one of the oldest futures prop firms
- Over $1.4 billion paid to traders
- Weekly payouts, with 7,000+ traders paid each week
- 90/10 profit split on funded accounts
- No time limit and no minimum trading days in the Combine
- TopstepX, NinjaTrader, TradingView, and Quantower supported
- Hold up to five Express Funded Accounts at once
- 24/7 support and a 174,000+ member Discord community
- Published pass-rate and payout statistics
Cons
- End-of-day trailing drawdown is tight and moves against you
- Futures only: no forex, stocks, options, or crypto
- Monthly subscription cost repeats until you pass
- Activation fee on the standard path after passing
- Consistency rule caps your best day at 50% of the target
- 3.4/5 Trustpilot reflects a large, mixed review base
- Payout capped at 50% of balance per withdrawal
- No financial regulation
Account Plans and Pricing
Prices shown reflect Topstep’s current monthly promo. In February 2026 Topstep split the Combine into two paths: a Standard Path with a lower monthly fee plus an activation fee once you pass, and a No Activation Fee Path with a higher monthly fee and nothing to pay on activation. The subscription renews each month until you pass or cancel.
Trading Combine Rules
| Evaluation type | One-step Trading Combine (simulated) |
| Profit target | $3,000 ($50K) / $6,000 ($100K) / $9,000 ($150K) |
| Daily loss limit | $1,000 ($50K) / $2,000 ($100K) / $3,000 ($150K) |
| Maximum Loss Limit | $2,000 ($50K) / $3,000 ($100K) / $4,500 ($150K) |
| Drawdown type | End-of-day trailing, adjusts at market close |
| Contract limit | 5 / 10 / 15 minis (50 / 100 / 150 micros) |
| Time limit | None |
| Min. trading days | None to pass the Combine |
| Consistency rule | Best single day under 50% of profit target |
Express Funded Account and Payouts
| Account earned | Express Funded Account after passing the Combine |
| Concurrent accounts | Up to 5 at $50K, $100K, or $150K |
| Profit split | 90/10 in the trader’s favour |
| Payout cycle | Weekly |
| Payout cap | 50% of account balance, up to $5,000 standard |
| Standard payout path | 5 winning days of at least $150 each |
| Consistency payout path | 3 days traded, 40% consistency target |
| Verified total paid | $1.4B+ to traders |
Trading Conditions
| Platforms | TopstepX, NinjaTrader, TradingView, Quantower |
| Data feed | Rithmic |
| Markets | Futures only: CME, COMEX, NYMEX, CBOT |
| Excluded markets | No forex, stocks, options, CFDs, or crypto |
| Overnight holding | Positions must be flat before daily close |
| Scaling | Position limits based on account balance (Scaling Plan) |
| Countries served | 140+ |
| Support | 24/7 support and Discord community |
Our Verdict
Topstep is the closest thing the futures prop space has to an original. It has run its Trading Combine since 2012, sits in Chicago, and has paid more than $1.4 billion to traders. For a trader who wants a funded futures account from a firm that has been through several market cycles, that history counts for a lot. Payouts are weekly and the firm reports paying over 7,000 traders each week, which is the kind of throughput newer firms cannot match.
The model is a monthly subscription rather than a one-time fee. You pay each month until you pass, then move to an Express Funded Account with a 90/10 split. This works out cheaper than a big upfront fee if you pass quickly, and more expensive if you grind for months. Budget for that before you start.
The rule that catches most traders is the end-of-day trailing Maximum Loss Limit. It sits $2,000 below your balance on the $50K, $3,000 on the $100K, and $4,500 on the $150K, and it trails your end-of-session balance upward as you win. Bank a good day and the limit climbs with it, so a later drawdown has less room. Pair that with the consistency rule, which keeps your best single day under 50% of the profit target, and you have a system that rewards steady gains over one big session. Use our consistency calculator to check your numbers before you request a payout.
The platform mix is solid. TopstepX is Topstep’s own build, and NinjaTrader, TradingView, and Quantower cover most futures traders who already have a setup they like. The trade-off is scope. This is futures only. If you want forex, indices as CFDs, or crypto, Topstep is not the firm.
The 3.4 out of 5 Trustpilot score looks low next to newer firms scoring above 4.5, but it sits on roughly 13,800 reviews built over more than a decade. A firm with that much volume collects more complaints than a firm with 500 reviews from its first good year. Read it as a large, mixed sample rather than a red flag.
Overall, Topstep is a strong pick for a trader who wants futures funding from a firm with a long payout record and does not mind the subscription model or the trailing drawdown. It is not the cheapest or the most flexible, but it is one of the most proven.
Topstep Discounts and Offers
Topstep does not use a fixed coupon code the way some CFD prop firms do. Instead it discounts the monthly Combine fee directly through rolling promotions. The pricing shown on this page ($49, $99, and $149 per month for the $50K, $100K, and $150K) reflects the current promo rather than a code you enter at checkout.
Because the offer changes month to month, check the live price on Topstep’s site before you buy. The two-path pricing from February 2026 also means the cheapest monthly fee may carry an activation fee once you pass, so compare the full cost of each path, not just the headline monthly number.
| Offer type | Discounted monthly Combine fee |
| Coupon code needed | No fixed code — promo applied to price |
| Applies to | $50K, $100K, and $150K Trading Combine |
| Last verified | July 2026 |
Frequently Asked Questions
Is Topstep a legitimate prop firm?
Topstep launched its Trading Combine in 2012 and is based in Chicago, Illinois. It has paid over $1.4 billion to traders and pays more than 7,000 traders each week. It holds a 3.4 out of 5 rating across roughly 13,800 Trustpilot reviews, which reflects more than a decade of operating volume. Like most prop firms, it is not regulated by a financial authority.
What account sizes does Topstep offer?
Topstep offers three Trading Combine sizes. The $50K has a $3,000 profit target, the $100K has a $6,000 target, and the $150K has a $9,000 target. Contract limits are 5, 10, and 15 minis, or 50, 100, and 150 micros. There is no time limit and no minimum number of trading days to pass.
How does the Topstep drawdown work?
Topstep uses an end-of-day trailing Maximum Loss Limit. It is $2,000 on the $50K, $3,000 on the $100K, and $4,500 on the $150K. The limit only adjusts at market close based on your end-of-session balance, and it trails upward as your balance sets new highs. Do not let your balance hit or fall below the limit.
How does Topstep pay traders?
After passing the Combine you get an Express Funded Account with a 90/10 profit split. Payouts run weekly. A single payout is capped at 50% of your account balance, up to $5,000 on standard accounts. The standard path needs 5 winning days of at least $150 each; the consistency path needs 3 days traded with a 40% consistency target.
What platforms and markets does Topstep support?
Topstep supports its own TopstepX platform along with NinjaTrader, TradingView, and Quantower, with data routed through Rithmic. It trades futures only, covering CME, COMEX, NYMEX, and CBOT products. There is no forex, stocks, options, or crypto.
Ready to try Topstep?
Futures funding from a 15-year firm. 90/10 split. Weekly payouts. TopstepX, NinjaTrader, and TradingView.
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